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Arrow Financial AROW Debt-to-equity

Debt-to-equity at other companies

KeyCorp logo
KeyCorpKEY
0.9×+0.1×
Trustco Bank Corp logo
Trustco Bank CorpTRST
0.2×0.0×
Community Financial System logo
Community Financial SystemCBU
0.2×-0.1×
Independent Bank Corporation logo
Independent Bank CorporationIBCP
0.0×
ACNB logo
ACNBACNB
0.8×-0.2×
Financial Institutions logo
Financial InstitutionsFISI
0.4×0.0×

Other financials

Income statement

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Revenue$35.0M+7.1%
Net income$13.5M+114%
EPS (diluted)$0.82+116%

Balance sheet

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Total debt$14.1M+41.0%
Total equity$440.1M+8.8%
Total assets$4.5B+1.6%

Cash flow

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Operating cash flow$15.2M+51.4%
CapEx$1.3M+2.2%
Free cash flow$13.9M+58.5%

Valuation

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Market cap$663.47M+60.5%
P/E13×-1.6×
P/S4.9×+1.5×

Profitability

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Net margin23.4%-3.6pp
FCF margin27.8%-4.0pp

Returns & leverage

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Return on equity12.1%+4.9pp

Where this comes from

Calculated from Arrow Financial’s reported figures.

Based on the most recent quarter.

The official record: Arrow Financial’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Arrow Financial's debt-to-equity?
Arrow Financial (AROW) reported debt-to-equity of 0× in Q1 2026.
How has Arrow Financial's debt-to-equity changed year-over-year?
Arrow Financial's debt-to-equity increased by 30.0% year-over-year, from 0× to 0×.
What is the long-term trend for Arrow Financial's debt-to-equity?
Over 5 years (2020 to 2025), Arrow Financial's debt-to-equity has grown at a -17.8% compound annual growth rate (CAGR), from 0.1× to 0×.
What does debt-to-equity mean?
Total debt (including capitalized leases and financing obligations) divided by shareholders' equity at the quarter end. Measures how much the company is financed by debt relative to equity.