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ACNB ACNB Debt-to-equity

Debt-to-equity at other companies

M&T Bank logo
M&T BankMTB
+0.5×
Fulton Financial logo
Fulton FinancialFULT
0.6×-0.1×
PNC Financial Services logo
PNC Financial ServicesPNC
0.0×
CNB Financial logo
CNB FinancialCCNE
0.3×+0.1×
Home Bancorp logo
Home BancorpHBCP
-0.4×
Old National Bancorp logo
Old National BancorpONB
0.0×

Other financials

Income statement

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Revenue$50.5M+16.2%
Net income$13.7M+5,138%
EPS (diluted)$1.32+4,500%

Balance sheet

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Cash & equivalents$93.6M-24.2%
Total debt$323.6M-16.0%
Total equity$425.5M+10.0%
Total assets$3.3B0.0%

Cash flow

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Operating cash flow$24.3M+1,903%
CapEx$334.0K-49.3%
Free cash flow$24.0M+1,295%

Valuation

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Market cap$596.28M+37.9%
Enterprise value$826.21M+19.0%
P/E11.7×-5.7×
P/S-0.1×

Profitability

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Net margin25.7%+7.7pp
FCF margin39.5%+20.6pp

Returns & leverage

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Return on equity12.6%+5.1pp

Where this comes from

Calculated from ACNB’s reported figures.

Based on the most recent quarter.

The official record: ACNB’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is ACNB's debt-to-equity?
ACNB (ACNB) reported debt-to-equity of 0.8× in Q1 2026.
How has ACNB's debt-to-equity changed year-over-year?
ACNB's debt-to-equity decreased by 23.6% year-over-year, from 1× to 0.8×.
What is the long-term trend for ACNB's debt-to-equity?
Over 5 years (2020 to 2025), ACNB's debt-to-equity has grown at a 16.0% compound annual growth rate (CAGR), from 0.5× to 1×.
What does debt-to-equity mean?
Total debt (including capitalized leases and financing obligations) divided by shareholders' equity at the quarter end. Measures how much the company is financed by debt relative to equity.