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ACNB ACNB Debt-to-equity

Debt-to-equity at other companies

M&T Bank logo
M&T BankMTB
+0.5×
Fulton Financial logo
Fulton FinancialFULT
0.6×-0.1×
PNC Financial Services logo
PNC Financial ServicesPNC
1.7×+0.6×
CNB Financial logo
CNB FinancialCCNE
0.3×+0.1×
Citizens & Northern logo
Citizens & NorthernCZNC
0.0×
LCNB logo
LCNBLCNB
0.4×0.0×

Other financials

Income statement

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Revenue$52.5M+4.5%
Net income$15.2M+30.6%
EPS (diluted)$1.49+34.2%

Balance sheet

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Cash & equivalents$81.8M-20.6%
Total debt$367.4M-4.2%
Total equity$423.3M+7.1%
Total assets$3.3B+1.8%

Cash flow

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Operating cash flow$24.3M+1,903%
CapEx$516.0K
Free cash flow$24.0M+1,295%

Valuation

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Market cap$654.74M+44.7%
Enterprise value$940.27M+28.3%
P/E12×-6.0×
P/S3.3×+0.4×

Profitability

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Net margin27.1%+11.5pp
FCF margin39.5%+20.6pp

Returns & leverage

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Return on equity13.3%+6.0pp

Where this comes from

Calculated from ACNB’s reported figures.

Based on the most recent quarter.

The source filing: ACNB’s 10-Q, filed August 6, 2026. Open the filing →

Filed
Aug 6, 2026, 2:02 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054143

FAQ

What is ACNB's debt-to-equity?
ACNB (ACNB) reported debt-to-equity of 0.9× in Q2 2026.
How has ACNB's debt-to-equity changed year-over-year?
ACNB's debt-to-equity decreased by 10.5% year-over-year, from 1× to 0.9×.
What is the long-term trend for ACNB's debt-to-equity?
Over 5 years (2020 to 2025), ACNB's debt-to-equity has grown at a 16.0% compound annual growth rate (CAGR), from 0.5× to 1×.
What does debt-to-equity mean?
Total debt (including capitalized leases and financing obligations) divided by shareholders' equity at the quarter end. Measures how much the company is financed by debt relative to equity.

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