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ACNB ACNB Free cash flow margin

Free cash flow margin at other companies

M&T Bank logo
M&T BankMTB
32.2%-5.2pp
Fulton Financial logo
Fulton FinancialFULT
30.6%+12.5pp
CNB Financial logo
CNB FinancialCCNE
25.6%-3.6pp
Citizens & Northern logo
Citizens & NorthernCZNC
31.4%+7.0pp
LCNB logo
LCNBLCNB
75.9%+45.3pp
Old National Bancorp logo
Old National BancorpONB
33.3%+9.0pp

Other financials

Income statement

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Revenue$52.5M+4.5%
Net income$15.2M+30.6%
EPS (diluted)$1.49+34.2%

Balance sheet

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Cash & equivalents$81.8M-20.6%
Total debt$367.4M-4.2%
Total equity$423.3M+7.1%
Total assets$3.3B+1.8%

Cash flow

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Operating cash flow$24.3M+1,903%
CapEx$516.0K
Free cash flow$24.0M+1,295%

Valuation

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Market cap$654.74M+44.7%
Enterprise value$940.27M+28.3%
P/E12×-6.0×
P/S3.3×+0.4×

Profitability

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Net margin27.1%+11.5pp

Returns & leverage

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Return on equity13.3%+6.0pp
Debt / equity0.9×-0.1×

Where this comes from

Calculated from ACNB’s reported figures.

Based on trailing twelve months.

The source filing: ACNB’s 10-Q, filed May 7, 2026. Open the filing →

Filed
May 7, 2026, 1:56 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001628280-26-031924

FAQ

What is ACNB's free cash flow margin?
ACNB (ACNB) reported free cash flow margin of 39.5% in Q1 2026.
How has ACNB's free cash flow margin changed year-over-year?
ACNB's free cash flow margin increased by 109.3% year-over-year, from 18.9% to 39.5%.
What is the long-term trend for ACNB's free cash flow margin?
Over 5 years (2020 to 2025), ACNB's free cash flow margin has grown at a 0.9% compound annual growth rate (CAGR), from 26.2% to 27.4%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

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