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ACNB ACNB Free cash flow margin

Free cash flow margin at other companies

M&T Bank logo
M&T BankMTB
32.2%-5.2pp
Fulton Financial logo
Fulton FinancialFULT
30.6%+12.5pp
CNB Financial logo
CNB FinancialCCNE
21.9%-2.1pp
Home Bancorp logo
Home BancorpHBCP
33.1%+1.1pp
Old National Bancorp logo
Old National BancorpONB
26.6%-4.4pp
Greene County Bancorp logo
Greene County BancorpGCBC
41.3%+5.9pp

Other financials

Income statement

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Revenue$50.5M+16.2%
Net income$13.7M+5,138%
EPS (diluted)$1.32+4,500%

Balance sheet

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Cash & equivalents$93.6M-24.2%
Total debt$323.6M-16.0%
Total equity$425.5M+10.0%
Total assets$3.3B0.0%

Cash flow

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Operating cash flow$24.3M+1,903%
CapEx$334.0K-49.3%
Free cash flow$24.0M+1,295%

Valuation

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Market cap$596.28M+37.9%
Enterprise value$826.21M+19.0%
P/E11.7×-5.7×
P/S-0.1×

Profitability

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Net margin25.7%+7.7pp

Returns & leverage

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Return on equity12.6%+5.1pp
Debt / equity0.8×-0.2×

Where this comes from

Calculated from ACNB’s reported figures.

Based on trailing twelve months.

The official record: ACNB’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is ACNB's free cash flow margin?
ACNB (ACNB) reported free cash flow margin of 39.5% in Q1 2026.
How has ACNB's free cash flow margin changed year-over-year?
ACNB's free cash flow margin increased by 109.3% year-over-year, from 18.9% to 39.5%.
What is the long-term trend for ACNB's free cash flow margin?
Over 5 years (2020 to 2025), ACNB's free cash flow margin has grown at a 0.9% compound annual growth rate (CAGR), from 26.2% to 27.4%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.