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ACNB ACNB Net margin

Net margin at other companies

M&T Bank logo
M&T BankMTB
30.4%+1.8pp
Fulton Financial logo
Fulton FinancialFULT
28.8%+3.5pp
PNC Financial Services logo
PNC Financial ServicesPNC
30.6%+2.3pp
CNB Financial logo
CNB FinancialCCNE
28.7%+5.6pp
Citizens & Northern logo
Citizens & NorthernCZNC
17.8%-6.4pp
LCNB logo
LCNBLCNB
9.4%-18.7pp

Other financials

Income statement

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Revenue$52.5M+4.5%
Net income$15.2M+30.6%
EPS (diluted)$1.49+34.2%

Balance sheet

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Cash & equivalents$81.8M-20.6%
Total debt$367.4M-4.2%
Total equity$423.3M+7.1%
Total assets$3.3B+1.8%

Cash flow

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Operating cash flow$24.3M+1,903%
CapEx$516.0K
Free cash flow$24.0M+1,295%

Valuation

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Market cap$654.74M+44.7%
Enterprise value$940.27M+28.3%
P/E12×-6.0×
P/S3.3×+0.4×

Profitability

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FCF margin39.5%+20.6pp

Returns & leverage

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Return on equity13.3%+6.0pp
Debt / equity0.9×-0.1×

Where this comes from

Calculated from ACNB’s reported figures.

Based on trailing twelve months.

The source filing: ACNB’s 10-Q, filed August 6, 2026. Open the filing →

Filed
Aug 6, 2026, 2:02 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054143

FAQ

What is ACNB's net margin?
ACNB (ACNB) reported net margin of 27.1% in Q2 2026.
How has ACNB's net margin changed year-over-year?
ACNB's net margin increased by 73.6% year-over-year, from 15.6% to 27.1%.
What is the long-term trend for ACNB's net margin?
Over 5 years (2020 to 2025), ACNB's net margin has grown at a -0.4% compound annual growth rate (CAGR), from 19.7% to 19.3%.
What does net margin mean?
Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.

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