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ACNB ACNB Net Income

Net Income at other companies

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M&T BankMTB
$818M+14.2%
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Fulton FinancialFULT
$99.85M+0.7%
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PNC Financial ServicesPNC
$2.04B+25.4%
CNB Financial logo
CNB FinancialCCNE
$28.3M+103%
Citizens & Northern logo
Citizens & NorthernCZNC
$14.06M+130%
Old National Bancorp logo
Old National BancorpONB
$253.41M+102%

Segments

By segment

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Banking$15.26M+33.1%
Insurance$522K-3.2%

Other financials

Income statement

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Revenue$52.5M+4.5%
EPS (diluted)$1.49+34.2%

Balance sheet

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Cash & equivalents$81.8M-20.6%
Total debt$367.4M-4.2%
Total equity$423.3M+7.1%
Total assets$3.3B+1.8%

Cash flow

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Operating cash flow$24.3M+1,903%
CapEx$516.0K
Free cash flow$24.0M+1,295%

Valuation

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Market cap$654.74M+44.7%
Enterprise value$940.27M+28.3%
P/E12×-6.0×
P/S3.3×+0.4×

Profitability

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Net margin27.1%+11.5pp
FCF margin39.5%+20.6pp

Returns & leverage

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Return on equity13.3%+6.0pp
Debt / equity0.9×-0.1×

Where this comes from

Reported directly by ACNB in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The source filing: ACNB’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 2:02 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054143
(Dollars in thousands, except share data)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Total Noninterest Expenses23,12525,36646,74054,701
Income Before Income Taxes19,24814,91036,51114,361
Income tax expense4,0343,2627,5942,985
Net Income$15,214$11,648$28,917$11,376
PER SHARE DATA
Basic earnings$1.50$1.11$2.82$1.12
Diluted earnings$1.49$1.11$2.81$1.12
Weighted average shares basic10,170,86010,451,46910,259,20510,130,666

Item 1. Consolidated Statements of Condition (Unaudited)

FAQ

What is ACNB's net income?
ACNB (ACNB) reported net income of $15.21M in Q2 2026.
How has ACNB's net income changed year-over-year?
ACNB's net income increased by 30.6% year-over-year, from $11.65M to $15.21M.
What is the long-term trend for ACNB's net income?
Over 4 years (2021 to 2025), ACNB's net income has grown at a 7.4% compound annual growth rate (CAGR), from $27.83M to $37.05M.
What does net income mean?
The bottom line — total revenue minus all expenses, taxes, and costs. Represents the profit attributable to the company's shareholders after all obligations are met.

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