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Arrow Financial AROW Free cash flow margin

Free cash flow margin at other companies

KeyCorp logo
KeyCorpKEY
28.4%
Trustco Bank Corp logo
Trustco Bank CorpTRST
30.3%+2.8pp
Community Financial System logo
Community Financial SystemCBU
28.7%+3.3pp
ACNB logo
ACNBACNB
39.5%+20.6pp
Financial Institutions logo
Financial InstitutionsFISI
33%-35.0pp
Eagle Financial Services logo
Eagle Financial ServicesEFSI
8.9%-22.8pp

Other financials

Income statement

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Revenue$35.0M+7.1%
Net income$11.0M+1.5%
EPS (diluted)$0.66+1.5%

Balance sheet

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Total debt$315.1M+1,622%
Total equity$446.3M+9.3%
Total assets$4.5B+1.5%

Cash flow

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Operating cash flow$15.8M+53.7%
CapEx$4.2M+110%
Free cash flow$11.6M+40.0%

Valuation

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Market cap$651.88M+43.9%
P/E12.7×-2.1×

Profitability

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Net margin23.4%-3.6pp

Returns & leverage

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Return on equity12%+4.3pp
Debt / equity0.7×+0.7×

Where this comes from

Calculated from Arrow Financial’s reported figures.

Based on trailing twelve months.

The source filing: Arrow Financial’s 10-Q, filed November 7, 2024. Open the filing →

Filed
Nov 7, 2024
Fiscal quarter
Q3 FY2024
Calendar quarter
Q3 2024
Accession
0000717538-24-000116

FAQ

What is Arrow Financial's free cash flow margin?
Arrow Financial (AROW) reported free cash flow margin of 27.8% in Q3 2023.
How has Arrow Financial's free cash flow margin changed year-over-year?
Arrow Financial's free cash flow margin decreased by 12.6% year-over-year, from 31.9% to 27.8%.
What is the long-term trend for Arrow Financial's free cash flow margin?
Over 2 years (2020 to 2022), Arrow Financial's free cash flow margin has grown at a 3.9% compound annual growth rate (CAGR), from 28.2% to 30.5%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

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