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Financial Institutions FISI Free cash flow margin

Free cash flow margin at other companies

M&T Bank logo
M&T BankMTB
32.2%-5.2pp
KeyCorp logo
KeyCorpKEY
28.4%
Capital City Bank Group logo
Capital City Bank GroupCCBG
20.2%-8.4pp
SMB
SmartFinancialSMBK
30.5%+2.0pp
Farmers National Banc Corp logo
Farmers National Banc CorpFMNB
18.7%-4.7pp
First Business Financial Services logo
First Business Financial ServicesFBIZ
30.7%-7.4pp

Other financials

Income statement

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Revenue$64.3M+7.7%
Net income$21.2M+20.8%
EPS (diluted)$1.04+22.4%

Balance sheet

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Cash & equivalents$99.2M+6.6%
Total debt$260.7M+5.1%
Total equity$643.4M+6.9%
Total assets$6.3B+3.1%

Cash flow

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Operating cash flow$23.7M+137%
CapEx$650.0K-20.3%
Free cash flow$23.0M+151%

Valuation

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Market cap$826.88M+65.3%
Enterprise value$988.4M+50.8%
P/E10×
P/S3.2×

Profitability

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Net margin32.4%

Returns & leverage

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Return on equity13.3%+10.0pp
Debt / equity0.4×0.0×

Where this comes from

Calculated from Financial Institutions’s reported figures.

Based on trailing twelve months.

The source filing: Financial Institutions’s 10-Q, filed November 6, 2023. Open the filing →

Filed
Nov 6, 2023, 4:06 PM EST
Fiscal quarter
Q3 FY2023
Calendar quarter
Q3 2023
Accession
0000950170-23-059382

FAQ

What is Financial Institutions's free cash flow margin?
Financial Institutions (FISI) reported free cash flow margin of 33% in Q3 2023.
How has Financial Institutions's free cash flow margin changed year-over-year?
Financial Institutions's free cash flow margin decreased by 51.5% year-over-year, from 68% to 33%.
What is the long-term trend for Financial Institutions's free cash flow margin?
Over 2 years (2020 to 2022), Financial Institutions's free cash flow margin has grown at a 65.0% compound annual growth rate (CAGR), from 21.5% to 58.6%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

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