SmartFinancial SMBK Free cash flow margin

Free cash flow margin at other companies

First HorizonFHN

30.4%—

Civista BancsharesCIVB

29.6%+3.0pp

Capital City Bank GroupCCBG

20.2%-8.4pp

Financial InstitutionsFISI

33%-35.0pp

First Business Financial ServicesFBIZ

30.7%-7.4pp

First Commonwealth FinancialFCF

32.8%+9.0pp

FAQ

What is SmartFinancial's free cash flow margin?

SmartFinancial (SMBK) reported free cash flow margin of 30.5% in Q2 2026.

How has SmartFinancial's free cash flow margin changed year-over-year?

SmartFinancial's free cash flow margin increased by 7.1% year-over-year, from 28.5% to 30.5%.

What is the long-term trend for SmartFinancial's free cash flow margin?

Over 5 years (2020 to 2025), SmartFinancial's free cash flow margin has grown at a 7.8% compound annual growth rate (CAGR), from 20.3% to 29.6%.

What does free cash flow margin mean?

Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.