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Civista Bancshares CIVB Free cash flow margin

Free cash flow margin at other companies

Fifth Third Bank logo
Fifth Third BankFITB
16.1%
Huntington Bancshares logo
Huntington BancsharesHBAN
27.6%
KeyCorp logo
KeyCorpKEY
28.4%
ECB Bancorp, Inc. logo
ECB Bancorp, Inc.ECBK
22.2%+5.5pp
SMB
SmartFinancialSMBK
30.5%+2.0pp
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
37%+8.8pp

Other financials

Income statement

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Revenue$47.6M+15.0%
Net income$14.3M+30.0%
EPS (diluted)$0.69-2.8%

Balance sheet

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Cash & equivalents$77.3M+22.4%
Total debt$2.5M+10.7%
Total equity$566.8M+40.2%
Total assets$4.3B+2.6%

Cash flow

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Operating cash flow$17.1M+54.4%
CapEx$161.0K+30.9%
Free cash flow$3.5M+449%

Valuation

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Market cap$589.1M+57.7%
P/E10.8×+1.4×
P/S3.2×+0.9×

Profitability

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Net margin29.3%+4.9pp

Returns & leverage

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Return on equity11.2%+1.1pp
Debt / equity0.0×

Where this comes from

Calculated from Civista Bancshares’s reported figures.

Based on trailing twelve months.

The source filing: Civista Bancshares’s 10-Q, filed May 8, 2026. Open the filing →

Filed
May 8, 2026, 5:00 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001193125-26-214922

FAQ

What is Civista Bancshares's free cash flow margin?
Civista Bancshares (CIVB) reported free cash flow margin of 29.6% in Q1 2025.
How has Civista Bancshares's free cash flow margin changed year-over-year?
Civista Bancshares's free cash flow margin increased by 11.3% year-over-year, from 26.6% to 29.6%.
What is the long-term trend for Civista Bancshares's free cash flow margin?
Over 2 years (2021 to 2024), Civista Bancshares's free cash flow margin has grown at a -3.5% compound annual growth rate (CAGR), from 30.6% to 28.5%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

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