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Civista Bancshares

CIVB

Civista Bancshares, Inc. is a financial holding company that provides a full suite of commercial and retail banking, investment advisory, and equipment leasing services.

Market cap
$595.44M+56.3%
Revenue$185.4M+14.6%
Net income$54.3M+37.8%
EPS (diluted)$2.69+6.8%
Trailing twelve months · change vs. prior year

Earnings

Next report

Oct 22, 2026 (in 3 months)
Revenue estimate$49.1M
EPS estimate$0.71

Financials

Q2 2026

Income statement

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Revenue$47.6M+15.0%
Net income$14.3M+30.0%
EPS (diluted)$0.69-2.8%

Balance sheet

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Total equity$566.8M+40.2%
Total assets$4.3B+2.6%

Valuation & ratios

Valuation

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Market cap$595.44M+56.3%
P/E11×+1.1×
P/S3.2×+0.8×

Profitability

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Net margin29.3%+4.9pp

Returns & leverage

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Return on equity11.2%+1.1pp

Competitors

Profile

Civista Bancshares, Inc. is a financial holding company that provides a full suite of commercial and retail banking, investment advisory, and equipment leasing services. The company operates primarily through its subsidiary, Civista Bank, focusing on relationship-based community banking and personalized financial solutions. Its core value proposition centers on local decision-making, rapid service delivery, and maintaining a robust capital position to support regional economic growth.

Competitive position

A community-focused regional bank that differentiates itself through local leadership and high-touch personal service while maintaining a nationwide presence in specialized equipment leasing.

GeographiesOhio, Indiana, Kentucky, United States
Customer segmentsRetail, Commercial, SME, Institutional
Business modelInterest-based lending, Fee-based advisory, Leasing, Transaction-based banking
SuppliersFederal Reserve System, Federal Home Loan Bank (FHLB), Technology and Core Banking Software Providers, Secondary Mortgage Market
CustomersHomeowners, Commercial Real Estate Investors, Small Business Owners, Corporate Leasing Clients, Wealth Management Clients
Listed1994
Employees539.0
CEODennis G. Shaffer
Websitecivb.com
FilingsSEC EDGAR

Questions, answered.

What is Civista Bancshares's market cap?
Civista Bancshares (CIVB) has a market capitalization of $595.4M and trades on NASDAQ.
What is Civista Bancshares's revenue and profitability?
Civista Bancshares generated $185.4M in trailing twelve-month revenue with net income of $54.3M, representing a net margin of 29.3%. These figures are based on the Q2 2026 filing.
Who are Civista Bancshares's competitors?
Civista Bancshares's key competitors include Huntington Bancshares, Fifth Third Bancorp, KeyCorp, and others. These companies compete in similar markets and product categories.
Who does Civista Bancshares partner with?
Civista Bancshares's notable partners include IntraFi, LLC, Federal Home Loan Bank of Cincinnati.
What subsidiaries does Civista Bancshares have?
Civista Bancshares's subsidiaries include Civista Bank, First Citizens Investments, Inc., First Citizens Insurance Agency, Inc., and others.
Where is Civista Bancshares headquartered?
Civista Bancshares is headquartered in United States of America and employs approximately 539 people. It has been publicly traded since 1994.