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Civista Bancshares CIVB Return on equity

Return on equity at other companies

Fifth Third Bank logo
Fifth Third BankFITB
8%-3.7pp
Huntington Bancshares logo
Huntington BancsharesHBAN
8.3%-2.0pp
KeyCorp logo
KeyCorpKEY
10%+9.8pp
Equity Bancshares logo
Equity BancsharesEQBK
3.4%-8.4pp
SMB
SmartFinancialSMBK
9.9%+2.1pp
Capital Bancorp logo
Capital BancorpCBNK
14.2%+2.0pp

Other financials

Income statement

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Revenue$47.3M+16.3%
Net income$15.0M+47.4%
EPS (diluted)$0.72+9.1%

Balance sheet

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Cash & equivalents$77.3M+22.4%
Total debt$2.2M-10.9%
Total equity$552.2M+39.0%
Total assets$4.3B+3.7%

Cash flow

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Operating cash flow$12.2M+237%
CapEx$161.0K+30.9%
Free cash flow$3.5M+449%

Valuation

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Market cap$580.06M+71.0%
P/E11.4×+1.8×
P/S3.2×+1.1×

Profitability

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Net margin28.5%+6.1pp
FCF margin29.6%+3.0pp

Returns & leverage

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Debt / equity0.0×

Where this comes from

Calculated from Civista Bancshares’s reported figures.

Based on trailing twelve months.

The official record: Civista Bancshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Civista Bancshares's return on equity?
Civista Bancshares (CIVB) reported return on equity of 10.7% in Q1 2026.
How has Civista Bancshares's return on equity changed year-over-year?
Civista Bancshares's return on equity increased by 16.1% year-over-year, from 9.3% to 10.7%.
What is the long-term trend for Civista Bancshares's return on equity?
Over 5 years (2020 to 2025), Civista Bancshares's return on equity has grown at a 0.9% compound annual growth rate (CAGR), from 9.5% to 9.9%.
What does return on equity mean?
Trailing-twelve-month net income divided by average shareholders' equity (average of the start and end of the trailing-twelve-month window). Measures the profit generated on each dollar of shareholder capital.