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ECB Bancorp, Inc.

ECBK

ECB Bancorp, Inc. is a bank holding company for Everett Co-operative Bank, a community-focused financial institution serving the greater Boston metropolitan area.

Market cap
$180.51M+27.4%
Revenue$24.5M-3.1%
Net income$11.4M+115%
EPS (diluted)$0.87+112%
Trailing twelve months · change vs. prior year

Earnings

Next report

Date not yet announced

Financials

Q2 2026

Income statement

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Revenue$10.3M
Net income$3.3M+126%
EPS (diluted)$0.39

Balance sheet

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Cash & equivalents$2.9M-53.5%
Total equity$179.9M+6.9%
Total assets$1.7B+10.3%

Valuation & ratios

Valuation

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Market cap$180.51M+27.4%
P/E15.8×-11.3×
P/S7.4×

Returns & leverage

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Return on equity6.6%+3.4pp

Competitors

Profile

ECB Bancorp, Inc. is a bank holding company for Everett Co-operative Bank, a community-focused financial institution serving the greater Boston metropolitan area. The company provides traditional retail and commercial banking services, primarily focused on gathering public deposits to fund a diverse lending portfolio. Its core value proposition centers on personalized service and local decision-making to compete against larger regional and national banks.

Competitive position

A community-oriented bank that leverages local expertise and personalized service to compete against larger regional and national institutions in the Boston metropolitan area.

GeographiesMassachusetts, United States
Customer segmentsRetail, Small and Medium Enterprises (SME), Real Estate Investors
Business modelInterest Income, Traditional Banking
SuppliersFederal Home Loan Bank of Boston, Federal Reserve Bank, Depositors, Brokered deposit providers
CustomersResidential homebuyers, Commercial real estate developers, Small business owners, Retail banking customers
Listed2022
Employees68.0
CEORichard J. O'Neil Jr.
FilingsSEC EDGAR

Questions, answered.

What is ECB Bancorp, Inc.'s market cap?
ECB Bancorp, Inc. (ECBK) has a market capitalization of $180.5M and trades on NASDAQ.
What is ECB Bancorp, Inc.'s revenue and profitability?
ECB Bancorp, Inc. generated $24.5M in trailing twelve-month revenue with net income of $11.4M, representing a net margin of 17.3%. These figures are based on the Q2 2026 filing.
Who are ECB Bancorp, Inc.'s competitors?
ECB Bancorp, Inc.'s key competitors include Magyar Bancorp, Inc., Bank of America, Citizens Financial Group, and others. These companies compete in similar markets and product categories.
Who does ECB Bancorp, Inc. partner with?
ECB Bancorp, Inc.'s notable partners include Federal Home Loan Bank of Boston, Atlantic Community Bankers Bank, Fannie Mae.
What subsidiaries does ECB Bancorp, Inc. have?
ECB Bancorp, Inc.'s subsidiaries include Everett Co-operative Bank, First Everett Securities Corporation, Inc..
Where is ECB Bancorp, Inc. headquartered?
ECB Bancorp, Inc. is headquartered in United States of America and employs approximately 68 people. It has been publicly traded since 2022.