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Catalyst Bancorp, Inc.

CLST

Catalyst Bancorp, Inc. is a bank holding company for Catalyst Bank, a community-oriented financial institution serving the Acadiana region of south-central Louisiana.

Market cap
$70.28M+35.8%
Revenue$11.1M-3.1%
Net income$2.0M+165%
Free cash flow$3.4M+17.9%
EPS (diluted)$0.55+173%
Trailing twelve months · change vs. prior year

Earnings

Q1 2026 report

April 30, 2026

Next report

Date not yet announced

Financials

Q1 2026

Income statement

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Revenue$2.9M+7.2%
Net income$558.0K-4.8%
EPS (diluted)$0.15-6.3%

Balance sheet

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Cash & equivalents$38.5M-4.4%
Total debt$12.8M
Total equity$82.2M+2.0%
Total assets$288.5M+6.2%

Cash flow

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Operating cash flow$661.0K+54.8%
CapEx$4.0K-93.9%
Free cash flow$657.0K+82.0%

Valuation & ratios

Valuation

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Market cap$70.28M+35.8%
Enterprise value$44.51M
P/E34.7×
P/S6.3×+1.9×

Profitability

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Net margin18.2%
FCF margin30.5%+5.4pp

Returns & leverage

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Return on equity2.5%
Debt / equity0.2×

Competitors

Profile

Catalyst Bancorp, Inc. is a bank holding company for Catalyst Bank, a community-oriented financial institution serving the Acadiana region of south-central Louisiana. The company provides traditional banking services, including deposit attraction and loan origination, with a strategic focus on serving small- to mid-sized businesses and professionals. Its core value proposition centers on local market expertise and a transition toward a full-service community bank model.

Competitive position

A community-oriented bank transitioning from a traditional thrift to a full-service commercial model in the Acadiana region.

GeographiesUnited States, Louisiana
Customer segmentsRetail, SME, Municipalities
Business modelInterest-spread banking, Fee-based financial services
SuppliersFederal Home Loan Bank of Dallas, Federal Reserve Bank of Atlanta, Depositors, Independent appraisers
CustomersSmall business owners, Residential homebuyers, Local government entities, Commercial real estate investors
Listed2021
Employees48.0
CEOJoseph Zanco
FilingsSEC EDGAR

Questions, answered.

What is Catalyst Bancorp, Inc.'s market cap?
Catalyst Bancorp, Inc. (CLST) has a market capitalization of $70.3M and trades on NASDAQ.
What is Catalyst Bancorp, Inc.'s revenue and profitability?
Catalyst Bancorp, Inc. generated $11.1M in trailing twelve-month revenue with net income of $2.0M, representing a net margin of 18.2%, with free cash flow of $3.4M. These figures are based on the Q1 2026 filing.
Who are Catalyst Bancorp, Inc.'s competitors?
Catalyst Bancorp, Inc.'s key competitors include FB Bancorp, Inc. Common Stock, SR Bancorp, Inc. Common stock, Pathfinder Bancorp Inc, and others. These companies compete in similar markets and product categories.
Who does Catalyst Bancorp, Inc. partner with?
Catalyst Bancorp, Inc.'s notable partners include Federal Home Loan Bank of Dallas, Federal Reserve Bank of Atlanta, Fannie Mae, and others.
What subsidiaries does Catalyst Bancorp, Inc. have?
Catalyst Bancorp, Inc.'s subsidiaries include Catalyst Bank.
Where is Catalyst Bancorp, Inc. headquartered?
Catalyst Bancorp, Inc. is headquartered in United States of America and employs approximately 48 people. It has been publicly traded since 2021.