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Bogota Financial Corp.

BSBK

Bogota Financial Corp. is a bank holding company that operates through its subsidiary, Bogota Savings Bank, providing community-focused financial services in New Jersey.

Market cap
$115.56M+12.8%
Revenue$17.5M+30.3%
Net income$2.1M+307%
Free cash flow$3.9M+183%
EPS (diluted)$0.18+357%
Trailing twelve months · change vs. prior year

Earnings

Next report

Aug 5, 2026 (In 6 days)

Financials

Q1 2026

Income statement

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Revenue$4.7M+5.9%
Net income$705.9K-3.4%
EPS (diluted)$0.060.0%

Balance sheet

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Cash & equivalents$27.9M+9.0%
Total debt$69.4M+97.3%
Total equity$142.1M+2.7%
Total assets$877.2M-5.7%

Cash flow

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Operating cash flow$702.6K+4,487%
CapEx$29.3K-19.1%
Free cash flow$673.3K+1,390%

Valuation & ratios

Valuation

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Market cap$115.05M+12.8%
Enterprise value$156.51M+17.9%
P/E55.7×
P/S6.6×-0.5×

Profitability

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Net margin11.8%+8.5pp
FCF margin22%

Returns & leverage

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Return on equity1.5%+1.1pp
Debt / equity0.5×+0.2×

Competitors

Profile

Bogota Financial Corp. is a bank holding company that operates through its subsidiary, Bogota Savings Bank, providing community-focused financial services in New Jersey. The company primarily focuses on gathering retail and municipal deposits to fund the origination of residential and commercial real estate loans. Its core value proposition centers on personalized service and local market expertise within the Bergen, Morris, and Essex County regions.

Competitive position

A community-oriented thrift institution with a significant focus on residential mortgage lending in the New Jersey market, competing against both large money center banks and local credit unions.

GeographiesUnited States, New Jersey
Customer segmentsRetail, Commercial, Municipal
Business modelTraditional Banking, Interest Spread
SuppliersFederal Home Loan Bank of New York, Depositors, Mortgage brokers, Independent appraisers
CustomersResidential homebuyers, Commercial property owners, Local municipalities, Small business owners
Listed2020
Employees68.0
CEOKevin Pace
FilingsSEC EDGAR

Questions, answered.

What is Bogota Financial Corp.'s market cap?
Bogota Financial Corp. (BSBK) has a market capitalization of $115.6M and trades on NASDAQ.
What is Bogota Financial Corp.'s revenue and profitability?
Bogota Financial Corp. generated $17.5M in trailing twelve-month revenue with net income of $2.1M, representing a net margin of 11.8%, with free cash flow of $3.9M. These figures are based on the Q1 2026 filing.
Who are Bogota Financial Corp.'s competitors?
Bogota Financial Corp.'s key competitors include Bank of America, JPMorgan Chase, Wells Fargo, and others. These companies compete in similar markets and product categories.
Who does Bogota Financial Corp. partner with?
Bogota Financial Corp.'s notable partners include Federal Home Loan Bank of New York, Fannie Mae, Freddie Mac.
What subsidiaries does Bogota Financial Corp. have?
Bogota Financial Corp.'s subsidiaries include Bogota Savings Bank, Bogota Securities Corp., Bogota Properties, LLC.
Where is Bogota Financial Corp. headquartered?
Bogota Financial Corp. is headquartered in United States of America and employs approximately 68 people. It has been publicly traded since 2020.