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Citigroup

CNYSEStock Fundamentals

Citigroup is a global diversified financial services holding company that provides a broad range of financial products and services to consumers, corporations, governments, and institutions. The company operates as a preeminent banking partner for institutional clients with cross-border needs and maintains a significant presence in global wealth management and U.S. personal banking. Citi operates in nearly 160 countries and jurisdictions, leveraging a vast international network to facilitate trade, securities services, and corporate investment banking.

Market Cap$213.57B
Revenue TTM$88.3B
Net Income TTM$16.0B
P/E Ratio13.33
Net Margin18.16%
EPS TTM$8.09
Free Cash Flow TTM-$122.4B
Employees239.0K
CEOJane Nind Fraser
CountryUnited States of America
Financial Services
Banks - Diversified
SegmentsDiversified Banks, Investment Banking, Capital Markets, Consumer Finance
Business ModelsTransaction-based fees, Interest income, Asset management fees, Advisory fees
Most Recent EarningsApr 14, 2026 · 1 month 11 days agoQ1 2026
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Next EarningsJul 14, 2026 · in 2 monthsBefore Market Open · Q2 2026

Financials

Based on Q1 2026 filing

ROE7.57%
D/E188.12%
Total Debt$396.86B
Cash$385.72B
CapEx TTM$6.4B

Net Income

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Operating Cash Flow

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Free Cash Flow

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EPS (Diluted)

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Business Segments

Services

primary

Provides treasury and trade solutions as well as securities services to institutional clients. This segment is a primary driver of the company's deposit base and fee-based revenue.

Products

Treasury and Trade Solutions, Securities Services

Customers

Corporations, Financial Institutions, Public Sector Entities

Markets

major

Offers specialized financial services including trading in fixed income and equity markets, as well as prime services. It facilitates client activity in global financial markets through market-making and structured products.

Products

Rates and Currencies, Spread Products, Equity Derivatives, Equity Cash, Prime Services

Customers

Institutional Investors, Hedge Funds, Corporations

Banking

major

Provides strategic advisory and capital raising services. This segment includes investment banking activities and corporate lending to high-profile global clients.

Products

Debt Capital Markets (DCM), Equity Capital Markets (ECM), Advisory Services, Corporate Lending

Customers

Multinational Corporations, Governments, Financial Institutions

Wealth

major

Delivers comprehensive wealth management solutions to clients across the affluence spectrum. Following a 2026 reorganization, this segment also includes the Retail Banking business.

Products

Private Banking, Wealth Management, Retail Banking

Customers

Ultra-high-net-worth individuals, High-net-worth individuals, Affluent retail customers

U.S. Personal Banking (USPB)

major

Focuses on consumer lending and credit card services within the United States. The segment is transitioning into a focused U.S. Consumer Cards (USCC) unit.

Products

Branded Cards, Retail Services, Installment Lending Products

Customers

Individual Consumers, Retail Partners

Business Overview

Competitive Position

Citi maintains a leading position as a global systemic bank with a unique cross-border network serving institutional clients in 160 countries.

Geographies

North America, Latin America, Europe, Middle East, Africa, Asia

Customer Segments

Retail consumers, Institutional investors, Multinational corporations, Government entities

Upstream Dependencies

Central banks and monetary policy, Technology and cloud infrastructure providers, Credit rating agencies, Financial data providers

Downstream Customers

Retail bank account holders, Corporate treasury departments, Institutional asset managers, Government finance ministries

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Citigroup FAQ

Common questions about Citigroup

Citigroup is a global diversified financial services holding company that provides a broad range of financial products and services to consumers, corporations, governments, and institutions. The company operates as a preeminent banking partner for institutional clients with cross-border needs and maintains a significant presence in global wealth management and U.S. personal banking. Citi operates in nearly 160 countries and jurisdictions, leveraging a vast international network to facilitate trade, securities services, and corporate investment banking.

Citigroup (C) has a market capitalization of $213.57B and trades on NYSE.

Citigroup generated $88.3B in trailing twelve-month revenue with net income of $16.0B, representing a net margin of 18.2%, with free cash flow of -$122.4B. These figures are based on the Q1 2026 filing.

Citigroup's key competitors include Goldman Sachs Group Inc, Bank of America Corp, JPMorgan Chase & Co., and others. These companies compete in similar markets and product categories.

Citigroup has approximately 239,000 employees.