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Citigroup C Net margin

Net margin at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
31.5%-1.5pp
Bank of America logo
Bank of AmericaBAC
27.3%+1.8pp
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
25.5%+1.0pp
Goldman Sachs Group logo
Goldman Sachs GroupGS
29.9%+2.5pp
Morgan Stanley logo
Morgan StanleyMS
24.6%+2.4pp
Capital One Financial logo
Capital One FinancialCOF
5.5%-6.8pp

Other financials

Income statement

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Revenue$24.6B+14.1%
Net income$5.8B+42.4%
EPS (diluted)$3.06+56.1%

Balance sheet

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Cash & equivalents$385.72B+25.1%
Total debt$396.86B+12.5%
Total equity$210.96B-0.7%
Total assets$2.78T+8.0%

Cash flow

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Operating cash flow-$21.9B+62.7%
CapEx$1.4B-6.7%
Free cash flow-$23.3B+61.3%

Valuation

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Market cap$244B+48.5%
Enterprise value$255.14B+17.7%
P/E15.2×+2.9×
P/S2.8×+0.7×

Profitability

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Gross margin76.6%

Returns & leverage

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Return on equity7.6%+1.2pp
Debt / equity1.9×+0.2×

Where this comes from

Calculated from Citigroup’s reported figures.

Based on trailing twelve months.

The official record: Citigroup’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citigroup's net margin?
Citigroup (C) reported net margin of 18.2% in Q1 2026.
How has Citigroup's net margin changed year-over-year?
Citigroup's net margin increased by 10.4% year-over-year, from 16.5% to 18.2%.
What is the long-term trend for Citigroup's net margin?
Over 2 years (2021 to 2025), Citigroup's net margin has grown at a -23.4% compound annual growth rate (CAGR), from 115.3% to 67.7%.
What does net margin mean?
The share of every sales dollar that becomes bottom-line profit.
How do you interpret net margin?
Higher is better, but net margin mixes operating performance with financing and tax effects and one-off items — read it alongside operating margin to separate the operating story from the rest.
How does net margin compare across companies?
Comparable across peers but sensitive to leverage and tax structure; two operationally identical firms can show different net margins purely from financing.