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ECB Bancorp, Inc. ECBK Free cash flow

Free cash flow at other companies

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Citizens Financial GroupCFG
$237M+204%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
-$12.53M-128%
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Magyar BancorpMGYR
$2.9M+27.4%
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RBB BancorpRBB
$11.68M-32.2%
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Kearny FinancialKRNY
$7.62M-54.2%
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PCB BancorpPCB
$20.65M+1,191%

Other financials

Income statement

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Revenue$155.0K-97.8%
Net income$3.1M+141%
EPS (diluted)$0.16+129%

Balance sheet

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Cash & equivalents$3.0M-97.9%
Total debt$1.7M+41.1%
Total equity$175.9M+4.4%
Total assets$1.7B+13.6%

Cash flow

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Operating cash flow$2.8M+545%
CapEx$4.0K-77.8%

Valuation

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Market cap$175.78M+29.1%
P/E18.3×-7.3×
P/S8.5×+1.4×

Profitability

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Net margin17.3%+0.9pp
FCF margin22.2%+5.5pp

Returns & leverage

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Return on equity5.6%+2.8pp
Debt / equity0.0×

Where this comes from

Calculated from ECB Bancorp, Inc.’s reported figures.

The official record: ECB Bancorp, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is ECB Bancorp, Inc.'s free cash flow?
ECB Bancorp, Inc. (ECBK) reported free cash flow of $2.81M in Q1 2026.
How has ECB Bancorp, Inc.'s free cash flow changed year-over-year?
ECB Bancorp, Inc.'s free cash flow increased by 532.4% year-over-year, from -$649K to $2.81M.
What is the long-term trend for ECB Bancorp, Inc.'s free cash flow?
Over 4 years (2021 to 2025), ECB Bancorp, Inc.'s free cash flow has grown at a 9.2% compound annual growth rate (CAGR), from $6.35M to $9.01M.
What does free cash flow mean?
Free cash flow represents the cash generated by a company after accounting for cash outflows to support operations and maintain or expand its capital asset base. It serves as a critical indicator of a company's ability to fund organic growth, pay down debt, or return capital to shareholders without relying on external financing.