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Total debt at other companies

Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$813.83M+454%
Magyar Bancorp logo
Magyar BancorpMGYR
$50.91M+50.1%
RBB Bancorp logo
RBB BancorpRBB
$144.38M-2.5%
Kearny Financial logo
Kearny FinancialKRNY
$1.06B-12.7%
Bank of America logo
Bank of AmericaBAC
Citizens Financial Group logo
Citizens Financial GroupCFG

Other financials

Income statement

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Revenue$155.0K-97.8%
Net income$3.1M+141%
EPS (diluted)$0.16+129%

Balance sheet

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Cash & equivalents$3.0M-97.9%
Total equity$175.9M+4.4%
Total assets$1.7B+13.6%

Cash flow

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Operating cash flow$2.8M+545%
CapEx$4.0K-77.8%
Free cash flow$2.8M+532%

Valuation

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Market cap$175.78M+29.1%
P/E18.3×-7.3×
P/S8.5×+1.4×

Profitability

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Net margin17.3%+0.9pp
FCF margin22.2%+5.5pp

Returns & leverage

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Return on equity5.6%+2.8pp
Debt / equity0.0×

Where this comes from

Computed from long term debt + current portion long term debt + short term borrowings + operating lease liabilities + finance lease liabilities + financing obligations: $1.69M.

The official record: ECB Bancorp, Inc.’s 10-K, filed March 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is ECB Bancorp, Inc.'s total debt?
ECB Bancorp, Inc. (ECBK) reported total debt of $1.69M in Q4 2025.
What is the long-term trend for ECB Bancorp, Inc.'s total debt?
Over 3 years (2022 to 2025), ECB Bancorp, Inc.'s total debt has grown at a 81.3% compound annual growth rate (CAGR), from $284K to $1.69M.
What does total debt mean?
Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.