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Magyar Bancorp MGYR Free cash flow

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Other financials

Income statement

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Revenue$7.2M-4.2%
Net income$3.0M+13.0%
EPS (diluted)$0.48+11.6%

Balance sheet

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Cash & equivalents$47.6M-34.7%
Total debt$50.9M+50.1%
Total equity$124.2M+8.6%
Total assets$1.1B+4.6%

Cash flow

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Operating cash flow$3.2M+35.8%
CapEx$329.0K+223%

Valuation

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Market cap$112.77M+5.2%
Enterprise value$116.04M-14.8%
P/E10.1×-0.9×
P/S3.7×+0.1×

Profitability

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Net margin24.4%-1.6pp
FCF margin27.6%-2.9pp

Returns & leverage

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Return on equity9.4%+1.3pp
Debt / equity0.4×+0.1×

Where this comes from

Calculated from Magyar Bancorp’s reported figures.

The official record: Magyar Bancorp’s 10-Q, filed May 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Magyar Bancorp's free cash flow?
Magyar Bancorp (MGYR) reported free cash flow of $2.9M in Q1 2026.
How has Magyar Bancorp's free cash flow changed year-over-year?
Magyar Bancorp's free cash flow increased by 27.4% year-over-year, from $2.28M to $2.9M.
What is the long-term trend for Magyar Bancorp's free cash flow?
Over 3 years (2021 to 2025), Magyar Bancorp's free cash flow has grown at a 3.6% compound annual growth rate (CAGR), from $8.84M to $9.82M.
What does free cash flow mean?
Free cash flow represents the cash generated by a company after accounting for cash outflows to support operations and maintain or expand its capital asset base. It serves as a critical indicator of a company's ability to fund organic growth, pay down debt, or return capital to shareholders without relying on external financing.