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Net margin at other companies

First Horizon logo
First HorizonFHN
29.9%+3.6pp
Regions Financial logo
Regions FinancialRF
29.3%+0.8pp
Civista Bancshares logo
Civista BancsharesCIVB
29.3%+4.9pp
Capital City Bank Group logo
Capital City Bank GroupCCBG
24%+0.2pp
Financial Institutions logo
Financial InstitutionsFISI
32.4%
First Business Financial Services logo
First Business Financial ServicesFBIZ
29.8%+0.4pp

Other financials

Income statement

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Revenue$56.0M+13.6%
Net income$16.3M+39.4%
EPS (diluted)$0.96+39.1%

Balance sheet

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Cash & equivalents$379.4M+3.9%
Total debt$11.0M-11.6%
Total equity$576.8M+11.1%
Total assets$6.1B+11.4%

Cash flow

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Operating cash flow$23.7M+68.8%
CapEx$1.2M+53.9%
Free cash flow$22.5M+69.6%

Valuation

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Market cap$887.92M+55.5%
Enterprise value$519.54M+138%
P/E15.5×+1.8×
P/S4.2×+1.1×

Profitability

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FCF margin30.5%+2.0pp

Returns & leverage

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Return on equity10.5%+2.1pp
Debt / equity0.0×

Where this comes from

Calculated from SmartFinancial’s reported figures.

Based on trailing twelve months.

The source filing: SmartFinancial’s 10-Q, filed August 10, 2026. Open the filing →

Filed
Aug 10, 2026, 5:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-093447

FAQ

What is SmartFinancial's net margin?
SmartFinancial (SMBK) reported net margin of 26.8% in Q2 2026.
How has SmartFinancial's net margin changed year-over-year?
SmartFinancial's net margin increased by 20.1% year-over-year, from 22.3% to 26.8%.
What is the long-term trend for SmartFinancial's net margin?
Over 5 years (2020 to 2025), SmartFinancial's net margin has grown at a 3.7% compound annual growth rate (CAGR), from 20.9% to 25.1%.
What does net margin mean?
Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.

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