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SmartFinancial SMBK Debt-to-equity

Debt-to-equity at other companies

First Horizon logo
First HorizonFHN
0.6×0.0×
Regions Financial logo
Regions FinancialRF
0.5×+0.2×
Financial Institutions logo
Financial InstitutionsFISI
0.4×0.0×
Capital City Bank Group logo
Capital City Bank GroupCCBG
0.1×0.0×
First Commonwealth Financial logo
First Commonwealth FinancialFCF
0.1×-0.1×
Trico Bancshares logo
Trico BancsharesTCBK
0×0.0×

Other financials

Income statement

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Revenue$53.8M+14.9%
Net income$13.7M+21.6%
EPS (diluted)$0.81+20.9%

Balance sheet

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Cash & equivalents$346.1M-18.2%
Total debt$11.4M-7.0%
Total equity$562.0M+11.1%
Total assets$5.9B+9.2%

Cash flow

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Operating cash flow$16.4M+14.5%
CapEx$6.2M+568%
Free cash flow$10.2M-24.0%

Valuation

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Market cap$790.12M+46.9%
Enterprise value$455.43M+258%
P/E15×+0.8×
P/S3.8×+0.8×

Profitability

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Net margin25.4%+4.1pp
FCF margin27.1%-4.1pp

Returns & leverage

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Return on equity9.9%+2.1pp

Where this comes from

Calculated from SmartFinancial’s reported figures.

total debt/total stockholders equity=0×

Based on the most recent quarter.

The official record: SmartFinancial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SmartFinancial's debt-to-equity?
SmartFinancial (SMBK) reported debt-to-equity of 0× in Q1 2026.
How has SmartFinancial's debt-to-equity changed year-over-year?
SmartFinancial's debt-to-equity decreased by 16.5% year-over-year, from 0× to 0×.
What is the long-term trend for SmartFinancial's debt-to-equity?
Over 5 years (2020 to 2025), SmartFinancial's debt-to-equity has grown at a 9.5% compound annual growth rate (CAGR), from 0× to 0×.
What does debt-to-equity mean?
Total debt (including capitalized leases and financing obligations) divided by shareholders' equity at the quarter end. Measures how much the company is financed by debt relative to equity.