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Capital City Bank Group CCBG Free cash flow margin

Free cash flow margin at other companies

Farmers National Banc Corp logo
Farmers National Banc CorpFMNB
18.7%-4.7pp
SMB
SmartFinancialSMBK
30.5%+2.0pp
STB
S&T BancorpSTBA
34.4%-0.7pp
Financial Institutions logo
Financial InstitutionsFISI
33%-35.0pp
Capital Bancorp logo
Capital BancorpCBNK
28.4%-0.5pp
Citizens & Northern logo
Citizens & NorthernCZNC
31.4%+7.0pp

Other financials

Income statement

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Revenue$64.8M+2.5%
Net income$16.3M+8.2%
EPS (diluted)$0.95+8.0%

Balance sheet

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Cash & equivalents$479.7M+1.3%
Total debt$73.8M+16.5%
Total equity$570.1M+8.3%
Total assets$4.5B+1.3%

Cash flow

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Operating cash flow$12.8M-60.9%
CapEx$5.3M+189%
Free cash flow$7.5M-75.8%

Valuation

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Market cap$890.06M+33.3%
Enterprise value$484.17M+88.0%
P/E14.4×+2.9×
P/S3.5×+0.7×

Profitability

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Net margin24%+0.2pp

Returns & leverage

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Return on equity11.3%-0.5pp
Debt / equity0.1×0.0×

Where this comes from

Calculated from Capital City Bank Group’s reported figures.

Based on trailing twelve months.

The source filing: Capital City Bank Group’s 10-Q, filed July 29, 2026. Open the filing →

Filed
Jul 29, 2026, 3:17 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000726601-26-000024

FAQ

What is Capital City Bank Group's free cash flow margin?
Capital City Bank Group (CCBG) reported free cash flow margin of 20.2% in Q2 2026.
How has Capital City Bank Group's free cash flow margin changed year-over-year?
Capital City Bank Group's free cash flow margin decreased by 29.3% year-over-year, from 28.6% to 20.2%.
What is the long-term trend for Capital City Bank Group's free cash flow margin?
Over 4 years (2021 to 2025), Capital City Bank Group's free cash flow margin has grown at a -12.1% compound annual growth rate (CAGR), from 52.8% to 31.5%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

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