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Greene County Bancorp

GCBC

Greene County Bancorp Inc is a federally chartered holding company that provides comprehensive community banking services through its primary subsidiary, the Bank of Greene County.

Market cap
$589.59M+46.8%
Revenue$92.6M+22.9%
Net income$41.0M+31.7%
EPS (diluted)$2.41+31.7%
Trailing twelve months · change vs. prior year

Earnings

Next report

Oct 20, 2026 (in 2 months)

Financials

Q4 2026

Income statement

See full
Revenue$25.0M+22.0%
Net income$11.3M+21.5%
EPS (diluted)$0.67+21.8%

Balance sheet

See full
Cash & equivalents$144.9M-20.9%
Total debt$119.0M+55.8%
Total equity$277.8M+16.3%
Total assets$3.2B+4.7%

Valuation & ratios

Valuation

See full
Market cap$589.59M+46.8%
Enterprise value$563.69M+91.8%
P/E14.4×+1.5×
P/S6.4×+1.1×

Profitability

See full
Net margin44.3%+3.0pp

Returns & leverage

See full
Return on equity15.9%+1.9pp
Debt / equity0.4×+0.1×

Competitors

Profile

Greene County Bancorp Inc is a federally chartered holding company that provides comprehensive community banking services through its primary subsidiary, the Bank of Greene County. The company focuses on attracting retail and municipal deposits to fund a diverse lending portfolio, including residential and commercial real estate, commercial business, and consumer loans. It serves individuals, businesses, and local government entities primarily within the Hudson Valley and Capital District regions of New York State.

Competitive position

A regional community bank with a strong focus on local relationship banking and a significant niche in serving New York State municipal deposits.

GeographiesUnited States, New York, Massachusetts
Customer segmentsRetail, Commercial, Municipal
Business modelInterest Income, Fee-based Services
SuppliersFederal Home Loan Bank of New York, Federal Reserve Bank of New York, Depositors, Independent Appraisers
CustomersHomeowners, Real Estate Developers, Local Government Agencies, Small Business Owners
Listed1998
Employees217.0
CEODonald E. Gibson
Websitetbogc.com
FilingsSEC EDGAR

FAQ

What is Greene County Bancorp's market cap?
Greene County Bancorp (GCBC) has a market capitalization of $589.6M and trades on NASDAQ.
What is Greene County Bancorp's revenue and profitability?
Greene County Bancorp generated $92.6M in trailing twelve-month revenue with net income of $41.0M, representing a net margin of 44.3%. These figures are based on the Q2 2026 filing.
Who are Greene County Bancorp's competitors?
Greene County Bancorp's key competitors include KeyCorp, Trustco Bank Corp NY, First Mid Bancshares, Inc. Common Stock, and others. These companies compete in similar markets and product categories.
Who does Greene County Bancorp partner with?
Greene County Bancorp's notable partners include Osaic Institutions, Inc., IntraFi Network, LLC, Atlantic Community Bankers Bank, and others.
What subsidiaries does Greene County Bancorp have?
Greene County Bancorp's subsidiaries include The Bank of Greene County, Greene County Commercial Bank, Greene Property Holdings, Ltd..
Where is Greene County Bancorp headquartered?
Greene County Bancorp is headquartered in United States of America and employs approximately 217 people. It has been publicly traded since 1998.