Where do First United's ratios come from?

Every ratio is computed from First United's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

First United FUNC Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Profitability
Net margin	27.8%+0.2pp	27.6%+1.9pp	28.9%+7.1pp	28.4%+7.8pp	27.6%+7.4pp
Returns
Return on equity	13%+0.1pp	12.8%+0.7pp	13.4%+3.5pp	13.4%+4.0pp	13%+4.0pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0.3×-0.5×	0.6×-0.5×	0.6×-0.4×	0.9×+0.1×	0.8×-0.1×
Per Share
Book value per share	$31.61+11.7%	$31.31+14.2%	$30.59+14.0%	$29.38+17.0%	$28.30+13.8%
Valuation
Market capitalization	$284.36M+48.1%	$243.24M+11.6%	$238.81M+23.8%	$189.69M+39.7%	$194.33M+27.7%
Price / earnings	11.2×+3.1×	9.9×-0.7×	9.6×-2.4×	8×-1.1×	8.6×-2.0×
Price / sales	3.1×+0.8×	2.7×0.0×	2.8×+0.2×	2.3×+0.4×	2.4×+0.2×
Price / book	1.4×+0.4×	1.2×0.0×	1.2×+0.1×	1×+0.2×	1.1×+0.1×
Dividend yield	2.2%-0.7pp	2.5%0.0pp	2.4%-0.4pp	2.9%-1.0pp	2.8%-0.7pp

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Where do First United's ratios come from?: Every ratio is computed from First United's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.