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First United FUNC Debt-to-equity

Debt-to-equity at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
1.4×+0.1×
M&T Bank logo
M&T BankMTB
+0.5×
Bank of America logo
Bank of AmericaBAC
1.1×+0.1×
Truist Financial logo
Truist FinancialTFC
1.1×
Fulton Financial logo
Fulton FinancialFULT
0.6×-0.1×
PNC Financial Services logo
PNC Financial ServicesPNC
0.0×

Other financials

Income statement

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Revenue$23.4M+11.9%
Net income$6.7M+14.8%
EPS (diluted)$1.03+15.7%

Balance sheet

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Cash & equivalents$89.8M+6.4%
Total debt$51.6M-63.8%
Total equity$205.3M+11.7%
Total assets$2.0B+3.0%

Cash flow

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Operating cash flow$13.9M+99.8%
CapEx$908.0K+55.2%
Free cash flow$13.0M+104%

Valuation

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Market cap$284.36M+49.5%
Enterprise value$246.13M-13.0%
P/E11.2×+3.2×
P/S3.1×+0.8×

Profitability

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Net margin27.8%+0.2pp
FCF margin24.2%-4.1pp

Returns & leverage

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Return on equity13%+0.1pp

Where this comes from

Calculated from First United’s reported figures.

Based on the most recent quarter.

The official record: First United’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First United's debt-to-equity?
First United (FUNC) reported debt-to-equity of 0.3× in Q1 2026.
How has First United's debt-to-equity changed year-over-year?
First United's debt-to-equity decreased by 67.6% year-over-year, from 0.8× to 0.3×.
What is the long-term trend for First United's debt-to-equity?
Over 5 years (2020 to 2025), First United's debt-to-equity has grown at a -13.6% compound annual growth rate (CAGR), from 1.2× to 0.6×.
What does debt-to-equity mean?
Total debt (including capitalized leases and financing obligations) divided by shareholders' equity at the quarter end. Measures how much the company is financed by debt relative to equity.