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Segments

By segment

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Community Banking$4.52M-8.1%
Wealth Management$1.15M+7.6%

Other financials

Income statement

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Revenue$23.9M+9.9%
EPS (diluted)$0.88-4.3%

Balance sheet

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Cash & equivalents$85.2M+7.7%
Total debt$101.2M-41.6%
Total equity$212.4M+11.1%
Total assets$2.1B+3.7%

Cash flow

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Operating cash flow$4.8M+383%
CapEx$146.0K-49.5%
Free cash flow$4.7M+560%

Valuation

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Market cap$275.87M+13.8%
Enterprise value$291.85M-13.3%
P/E11×+0.8×
P/S+0.1×

Profitability

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Net margin26.8%-1.5pp
FCF margin27.9%+7.7pp

Returns & leverage

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Return on equity12.4%-0.9pp
Debt / equity0.5×-0.4×

Where this comes from

Reported directly by First United in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The source filing: First United’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 5:16 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092127
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025
Total other operating expenses15,76512,974
Income before income tax expense$7,398$7,959
Provision for income tax expense1,7311,975
Net Income$5,667$5,984
Basic net income per share$0.88$0.92
Diluted net income per share$0.88$0.92
Weighted average number of basic shares outstanding6,4516,489
Weighted average number of diluted shares outstanding6,4616,506

Item 1. Financial Statements June 30, 2026 (unaudited); December 31, 2025 (audited)

FAQ

What is First United's net income?
First United (FUNC) reported net income of $5.67M in Q2 2026.
How has First United's net income changed year-over-year?
First United's net income decreased by 5.3% year-over-year, from $5.98M to $5.67M.
What is the long-term trend for First United's net income?
Over 4 years (2021 to 2025), First United's net income has grown at a 5.5% compound annual growth rate (CAGR), from $19.77M to $24.52M.
What does net income mean?
The bottom line — total revenue minus all expenses, taxes, and costs. Represents the profit attributable to the company's shareholders after all obligations are met.

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