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First United FUNC Community Banking — Net Income Loss

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Other financials

Income statement

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Revenue$23.4M+11.9%
Net income$6.7M+14.8%
EPS (diluted)$1.03+15.7%

Balance sheet

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Cash & equivalents$89.8M+6.4%
Total debt$51.6M-63.8%
Total equity$205.3M+11.7%
Total assets$2.0B+3.0%

Cash flow

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Operating cash flow$13.9M+99.8%
CapEx$908.0K+55.2%
Free cash flow$13.0M+104%

Valuation

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Market cap$284.36M+49.5%
Enterprise value$246.13M-13.0%
P/E11.2×+3.2×
P/S3.1×+0.8×

Profitability

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Net margin27.8%+0.2pp
FCF margin24.2%-4.1pp

Returns & leverage

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Return on equity13%+0.1pp
Debt / equity0.3×-0.5×

Where this comes from

Reported directly by First United in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The official record: First United’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First United's community banking — net income loss?
First United (FUNC) reported community banking — net income loss of $5.51M in Q1 2026.
How has First United's community banking — net income loss changed year-over-year?
First United's community banking — net income loss increased by 17.3% year-over-year, from $4.69M to $5.51M.
What is the long-term trend for First United's community banking — net income loss?
Over 3 years (2022 to 2025), First United's community banking — net income loss has grown at a -2.3% compound annual growth rate (CAGR), from $21.43M to $19.97M.
What does community banking — net income loss mean?
This represents the final bottom-line profitability of the community banking segment after all operating expenses, taxes, and internal allocations are accounted for. It is the definitive measure of the segment's financial success and its value contribution to the parent organization.