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Waterstone Financial WSBF Community Banking — Net Income Loss

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Other financials

Income statement

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Revenue$55.2M
Net income$6.0M+97.5%
EPS (diluted)$0.53

Balance sheet

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Cash & equivalents$343.0M
Total debt$483.4M
Total equity$432.8M
Total assets$2.2B

Cash flow

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Operating cash flow-$647.0K-102%
CapEx$991.0K+274%
Free cash flow-$1.6M-106%

Valuation

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Market cap$364.31M+41.9%
P/E12.4×-1.3×
P/S1.4×

Profitability

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Net margin27.4%
FCF margin54.6%

Returns & leverage

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Return on equity16.7%
Debt / equity1.1×

Where this comes from

Reported directly by Waterstone Financial in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The official record: Waterstone Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Waterstone Financial's community banking — net income loss?
Waterstone Financial (WSBF) reported community banking — net income loss of $5.96M in Q1 2026.
How has Waterstone Financial's community banking — net income loss changed year-over-year?
Waterstone Financial's community banking — net income loss increased by 28.5% year-over-year, from $4.64M to $5.96M.
What is the long-term trend for Waterstone Financial's community banking — net income loss?
Over 4 years (2021 to 2025), Waterstone Financial's community banking — net income loss has grown at a -3.3% compound annual growth rate (CAGR), from $28.34M to $24.77M.
What does community banking — net income loss mean?
The final bottom-line profit or loss generated by the community banking segment after all operating expenses, provisions for loan losses, and taxes are deducted. It is the definitive measure of the segment's financial contribution to the parent company.