What is United Bankshares's net margin?

United Bankshares (UBSI) reported net margin of 39.9% in Q1 2026.

How has United Bankshares's net margin changed year-over-year?

United Bankshares's net margin increased by 15.2% year-over-year, from 34.6% to 39.9%.

What is the long-term trend for United Bankshares's net margin?

Over 5 years (2020 to 2025), United Bankshares's net margin has grown at a 6.3% compound annual growth rate (CAGR), from 27.7% to 37.5%.

What does net margin mean?

Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.

United Bankshares UBSI Net margin

Net margin at other companies

Truist FinancialTFC

26.9%-9.8pp

PNC Financial ServicesPNC

30.5%+2.6pp

Old National BancorpONB

27.7%-1.5pp

HOM

Home BancSharesHOMB

43.6%+3.1pp

Regions FinancialRF

29.2%+0.9pp

Atlantic Union BanksharesAUB

22.6%-1.8pp

Other financials

Income statement

See full

Revenue$316.6M+9.3%

Net income$124.2M+47.3%

EPS (diluted)$0.89+50.8%

Balance sheet

See full

Cash & equivalents$2.3B-11.7%

Total debt$542.3M-4.6%

Total equity$5.5B+3.3%

Total assets$33.7B+2.8%

Cash flow

See full

Operating cash flow$160.9M+34.1%

CapEx$4.8M+24.3%

Free cash flow$156.0M+34.4%

Valuation

See full

Market cap$6.12B+16.3%

Enterprise value$4.36B+37.2%

P/E12.1×-2.1×

P/S4.8×-0.1×

Profitability

See full

FCF margin41.2%+1.0pp

Returns & leverage

See full

Return on equity9.3%+2.0pp

Debt / equity0.1×0.0×

Where this comes from

Calculated from United Bankshares’s reported figures.

net income/total revenue=39.9%

Based on trailing twelve months.

The official record: United Bankshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about United Bankshares's net margin.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is United Bankshares's net margin?: United Bankshares (UBSI) reported net margin of 39.9% in Q1 2026.
How has United Bankshares's net margin changed year-over-year?: United Bankshares's net margin increased by 15.2% year-over-year, from 34.6% to 39.9%.
What is the long-term trend for United Bankshares's net margin?: Over 5 years (2020 to 2025), United Bankshares's net margin has grown at a 6.3% compound annual growth rate (CAGR), from 27.7% to 37.5%.
What does net margin mean?: Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.