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Eastern Bankshares, Inc. EBC Free cash flow margin

Free cash flow margin at other companies

Citizens Financial Group logo
Citizens Financial GroupCFG
33.7%+7.3pp
First Financial Bankshares logo
First Financial BanksharesFFIN
47.5%-4.4pp
Atlantic Union Bankshares logo
Atlantic Union BanksharesAUB
149.6%+114pp
UBS
United BanksharesUBSI
41.2%+1.0pp
F.N.B. Corporation logo
F.N.B. CorporationFNB
25.8%+2.3pp
Commerce Bancshares logo
Commerce BancsharesCBSH
63.2%

Other financials

Income statement

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Revenue$288.2M+710%
Net income$65.3M+130%
EPS (diluted)$0.29+127%

Balance sheet

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Cash & equivalents$331.6M-10.1%
Total debt$813.8M+454%
Total equity$4.3B+19.6%
Total assets$30.6B+22.6%

Cash flow

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Operating cash flow-$9.5M-120%
CapEx$3.1M+69.6%
Free cash flow-$12.5M-128%

Valuation

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Market cap$4.43B+33.8%
Enterprise value$4.91B+59.5%
P/E11.9×
P/S4.2×-2.1×

Profitability

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Net margin35.1%+24.6pp

Returns & leverage

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Return on equity9.4%+7.2pp
Debt / equity0.2×+0.1×

Where this comes from

Calculated from Eastern Bankshares, Inc.’s reported figures.

Based on trailing twelve months.

The official record: Eastern Bankshares, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Eastern Bankshares, Inc.'s free cash flow margin?
Eastern Bankshares, Inc. (EBC) reported free cash flow margin of 33.5% in Q1 2026.
How has Eastern Bankshares, Inc.'s free cash flow margin changed year-over-year?
Eastern Bankshares, Inc.'s free cash flow margin decreased by 38.2% year-over-year, from 54.2% to 33.5%.
What is the long-term trend for Eastern Bankshares, Inc.'s free cash flow margin?
Over 5 years (2020 to 2025), Eastern Bankshares, Inc.'s free cash flow margin has grown at a 38.6% compound annual growth rate (CAGR), from 11.2% to 57.1%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.