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Ally Financial

ALLY

Ally Financial Inc. is a leading digital financial services company that operates the nation’s largest all-digital bank alongside a prominent automotive financing and insurance business.

Market cap
$13.63B+7.7%
Revenue$8.5B+9.7%
Net income$1.4B+365%
EPS (diluted)$4.11+574%
Trailing twelve months · change vs. prior year

Earnings

Next report

Jul 21, 2026 (In 1 week)
Revenue estimate$2.2B
EPS estimate$1.27

Financials

Q1 2026

Income statement

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Revenue$2.1B+36.4%
Net income$319.0M+242%
EPS (diluted)$0.93+213%

Balance sheet

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Cash & equivalents$11.2B-1.6%
Total debt$22.8B+26.9%
Total equity$15.6B+9.7%
Total assets$197.27B+2.0%

Cash flow

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Operating cash flow$1.4B+45.9%

Valuation & ratios

Valuation

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Market cap$13.92B+7.7%
Enterprise value$25.44B+23.4%
P/E10×-19.9×
P/S1.6×0.0×

Profitability

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Net margin16.5%+12.6pp

Returns & leverage

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Return on equity9.4%+7.2pp
Debt / equity1.5×+0.2×

Segments

By product

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Noninsurance contracts$242.0M+0.4%
Remarketing fee income$32.0M+3.2%
Brokerage commissions and other revenue$19.0M-5.0%
Banking fees and interchange income$5.0M-73.7%
Brokered/agent commissions$2.0M-60.0%

Competitors

Profile

Ally Financial Inc. is a leading digital financial services company that operates the nation’s largest all-digital bank alongside a prominent automotive financing and insurance business. The company provides a comprehensive suite of financial products including retail deposits, securities brokerage, investment advisory, and corporate finance solutions. Its core value proposition centers on a technology-driven, customer-centric model that leverages data and AI to deliver differentiated banking and dealer-focused services.

Competitive position

Ally maintains a leading position as the largest all-digital bank in the U.S. and a dominant player in the automotive finance market through extensive dealer networks.

GeographiesUnited States, Canada, Bermuda
Customer segmentsRetail Consumers, Automotive Dealers, Middle-market Enterprises, Institutional Investors
Business modelB2C Financial Services, B2B Lending, Digital Banking, Brokerage and Advisory
SuppliersAutomotive Manufacturers, Technology and Cloud Infrastructure Providers, Data and AI Service Providers, Reinsurance Companies
CustomersRetail Banking Customers, Automotive Dealerships, Middle-market Corporations, Private Equity Firms
Listed2013
Employees11.1K
CEOMichael G. Rhodes
Websiteally.com
FilingsSEC EDGAR

Questions, answered.

What is Ally Financial's market cap?
Ally Financial (ALLY) has a market capitalization of $13.6B and trades on NYSE.
What is Ally Financial's revenue and profitability?
Ally Financial generated $8.5B in trailing twelve-month revenue with net income of $1.4B, representing a net margin of 16.5%. These figures are based on the Q1 2026 filing.
Who are Ally Financial's competitors?
Ally Financial's key competitors include Ford Motor Credit Company, JPMorgan Chase & Co., Capital One Financial Corp., and others. These companies compete in similar markets and product categories.
Who does Ally Financial partner with?
Ally Financial's notable partners include Financial Industry Regulatory Authority.
What subsidiaries does Ally Financial have?
Ally Financial's subsidiaries include Ally Bank, IB Finance, Ally Invest Securities LLC, and others.
Where is Ally Financial headquartered?
Ally Financial is headquartered in United States of America and employs approximately 11,100 people. It has been publicly traded since 2013.