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Ally Financial ALLY Debt-to-equity

Debt-to-equity at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
1.4×+0.1×
Ford Motor Company logo
Ford Motor CompanyF
0.0×
Charles Schwab Corporation logo
Charles Schwab CorporationSCHW
0.4×-0.2×
Capital One Financial logo
Capital One FinancialCOF
0.5×-0.2×
Synchrony Financial logo
Synchrony FinancialSYF
0.0×
Assurant logo
AssurantAIZ
0.0×

Other financials

Income statement

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Revenue$2.1B+36.4%
Net income$319.0M+242%
EPS (diluted)$0.93+213%

Balance sheet

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Cash & equivalents$11.2B-1.6%
Total debt$22.8B+26.9%
Total equity$15.6B+9.7%
Total assets$197.27B+2.0%

Cash flow

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Operating cash flow$1.4B+45.9%
CapEx-
Free cash flow$1.1B-2.9%

Valuation

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Market cap$13.94B+7.8%
Enterprise value$25.47B+33.3%
P/E10×-33.1×
P/S1.7×0.0×

Profitability

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Net margin16.5%+12.6pp
FCF margin55.3%

Returns & leverage

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Return on equity9.4%+7.2pp

Where this comes from

Calculated from Ally Financial’s reported figures.

Based on the most recent quarter.

The official record: Ally Financial’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ally Financial's debt-to-equity?
Ally Financial (ALLY) reported debt-to-equity of 1.5× in Q1 2026.
How has Ally Financial's debt-to-equity changed year-over-year?
Ally Financial's debt-to-equity increased by 15.7% year-over-year, from 1.3× to 1.5×.
What is the long-term trend for Ally Financial's debt-to-equity?
Over 5 years (2020 to 2025), Ally Financial's debt-to-equity has grown at a 2.9% compound annual growth rate (CAGR), from 1.3× to 1.5×.
What does debt-to-equity mean?
How much debt the company carries for every dollar of shareholder equity.
How do you interpret debt-to-equity?
Lower is generally safer, but moderate leverage can boost returns. Read in the context of cash-flow stability — a utility tolerates more debt than a cyclical. Negative equity makes the ratio meaningless and it is suppressed there.
How does debt-to-equity compare across companies?
Comparable within an industry; capital structures differ sharply across sectors. Not meaningful for banks.