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Consumer Portfolio Services CPSS Debt-to-equity

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Other financials

Income statement

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Revenue$112.3M+5.1%
Net income$5.5M+18.0%
EPS (diluted)$0.24+26.3%

Balance sheet

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Cash & equivalents$185.4M+1.1%
Total debt$698.6M+24.3%
Total equity$314.4M+5.3%
Total assets$4.1B+10.3%

Cash flow

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Operating cash flow$83.8M+13.4%
CapEx$796.0K+69.0%
Free cash flow$83.0M+13.1%

Valuation

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Market cap$208.74M-2.5%
Enterprise value$721.88M+13.1%
P/E10.4×-0.7×
P/S0.5×0.0×

Profitability

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Net margin4.6%-0.1pp
FCF margin67.7%+5.5pp

Returns & leverage

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Return on equity6.6%-0.1pp

Where this comes from

Calculated from Consumer Portfolio Services’s reported figures.

total debt/total stockholders equity=2.2×

Based on the most recent quarter.

The official record: Consumer Portfolio Services’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Consumer Portfolio Services's debt-to-equity?
Consumer Portfolio Services (CPSS) reported debt-to-equity of 2.2× in Q1 2026.
How has Consumer Portfolio Services's debt-to-equity changed year-over-year?
Consumer Portfolio Services's debt-to-equity increased by 18.0% year-over-year, from 1.9× to 2.2×.
What is the long-term trend for Consumer Portfolio Services's debt-to-equity?
Over 4 years (2020 to 2025), Consumer Portfolio Services's debt-to-equity has grown at a -17.4% compound annual growth rate (CAGR), from 3.6× to 1.7×.
What does debt-to-equity mean?
Total debt (including capitalized leases and financing obligations) divided by shareholders' equity at the quarter end. Measures how much the company is financed by debt relative to equity.