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Consumer Portfolio Services CPSS Net margin

Net margin at other companies

Ally FinancialALLY

16.5%+12.6pp

Credit AcceptanceCACC

19.5%+6.5pp

Atlanticus Holdings CorporationATLC

21.5%-5.9pp

PRA GroupPRAA

-29.5%-33.7pp

Onity GroupONIT

15.7%—

Arrow FinancialAROW

23.4%-3.6pp

Other financials

Income statement

Revenue$112.3M+5.1%

Net income$5.5M+18.0%

EPS (diluted)$0.24+26.3%

Balance sheet

Cash & equivalents$185.4M+1.1%

Total debt$698.6M+24.3%

Total equity$314.4M+5.3%

Total assets$4.1B+10.3%

Cash flow

Operating cash flow$83.8M+13.4%

CapEx$796.0K+69.0%

Free cash flow$83.0M+13.1%

Valuation

Market cap$208.74M-2.5%

Enterprise value$721.88M+13.1%

P/E10.4×-0.7×

P/S0.5×0.0×

Profitability

FCF margin67.7%+5.5pp

Returns & leverage

Return on equity6.6%-0.1pp

Debt / equity2.2×+0.3×

Where this comes from

Calculated from Consumer Portfolio Services’s reported figures.

net income/total revenue=4.6%

Based on trailing twelve months.

The official record: Consumer Portfolio Services’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Consumer Portfolio Services's net margin?: Consumer Portfolio Services (CPSS) reported net margin of 4.6% in Q1 2026.
How has Consumer Portfolio Services's net margin changed year-over-year?: Consumer Portfolio Services's net margin decreased by 3.0% year-over-year, from 4.7% to 4.6%.
What is the long-term trend for Consumer Portfolio Services's net margin?: Over 5 years (2020 to 2025), Consumer Portfolio Services's net margin has grown at a -11.1% compound annual growth rate (CAGR), from 8% to 4.4%.
What does net margin mean?: Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.