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Net margin at other companies

Ally Financial logo
Ally FinancialALLY
16.5%+12.6pp
Consumer Portfolio Services logo
Consumer Portfolio ServicesCPSS
4.8%+0.2pp
Atlanticus Holdings Corporation logo
Atlanticus Holdings CorporationATLC
21.1%-5.7pp
Carvana logo
CarvanaCVNA
6.3%+2.8pp
World Acceptance logo
World AcceptanceWRLD
6.6%-7.6pp
Pathward Financial, Inc. logo
Pathward Financial, Inc.CASH
21.3%-0.4pp

Other financials

Income statement

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Revenue$580.0M+1.6%
Net income$135.8M+27.8%
EPS (diluted)$12.40+43.2%

Balance sheet

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Cash & equivalents$551.4M-50.8%
Total equity$1.5B-11.5%
Total assets$8.7B-6.1%

Cash flow

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Operating cash flow$346.8M+0.2%
CapEx$1.3M+333%
Free cash flow$345.5M-0.1%

Valuation

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Market cap$6.03B+15.5%
P/E13.3×+1.0×
P/S2.6×+0.3×

Profitability

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FCF margin45.3%-7.4pp

Returns & leverage

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Return on equity28.1%+10.9pp
Debt / equity

Where this comes from

Calculated from Credit Acceptance’s reported figures.

Based on trailing twelve months.

The source filing: Credit Acceptance’s 10-Q, filed May 5, 2026. Open the filing →

Filed
May 5, 2026, 4:06 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000885550-26-000080

FAQ

What is Credit Acceptance's net margin?
Credit Acceptance (CACC) reported net margin of 19.5% in Q1 2026.
How has Credit Acceptance's net margin changed year-over-year?
Credit Acceptance's net margin increased by 49.6% year-over-year, from 13% to 19.5%.
What is the long-term trend for Credit Acceptance's net margin?
Over 5 years (2020 to 2025), Credit Acceptance's net margin has grown at a -6.2% compound annual growth rate (CAGR), from 25.2% to 18.3%.
What does net margin mean?
Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.

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