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Credit Acceptance CACC Free cash flow

Free cash flow at other companies

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Consumer Portfolio ServicesCPSS
$105.92M+94.9%
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$187M
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$63.09M+10.5%
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$48.57M+75.4%
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$11.59M+40.0%
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FS Bancorp, Inc.FSBW
$8.44M+7.8%

Other financials

Income statement

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Revenue$580.0M+1.6%
Net income$135.8M+27.8%
EPS (diluted)$12.40+43.2%

Balance sheet

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Cash & equivalents$551.4M-50.8%
Total equity$1.5B-11.5%
Total assets$8.7B-6.1%

Cash flow

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Operating cash flow$346.8M+0.2%
CapEx$1.3M+333%

Valuation

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Market cap$6.03B+15.5%
P/E13.3×+1.0×
P/S2.6×+0.3×

Profitability

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Net margin19.5%+6.5pp
FCF margin45.3%-7.4pp

Returns & leverage

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Return on equity28.1%+10.9pp
Debt / equity

Where this comes from

Calculated from Credit Acceptance’s reported figures.

The source filing: Credit Acceptance’s 10-Q, filed May 5, 2026. Open the filing →

Filed
May 5, 2026, 4:06 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000885550-26-000080

FAQ

What is Credit Acceptance's free cash flow?
Credit Acceptance (CACC) reported free cash flow of $345.5M in Q1 2026.
How has Credit Acceptance's free cash flow changed year-over-year?
Credit Acceptance's free cash flow decreased by 0.1% year-over-year, from $345.9M to $345.5M.
What is the long-term trend for Credit Acceptance's free cash flow?
Over 4 years (2021 to 2025), Credit Acceptance's free cash flow has grown at a -0.2% compound annual growth rate (CAGR), from $1.06B to $1.05B.
What does free cash flow mean?
Free cash flow represents the cash generated by a company after accounting for cash outflows to support operations and maintain or expand its capital asset base. It serves as a critical indicator of a company's ability to fund organic growth, pay down debt, or return capital to shareholders without relying on external financing.

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