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Credit Acceptance
CACCCredit Acceptance Corporation is a specialized financial services company that provides automobile dealers with financing programs for consumers with impaired or limited credit histories.
Earnings
Next report
Date not yet announcedFinancials
Q3 2026Valuation & ratios
Competitors
By market cap
By revenue growth
By net margin
Profile
Credit Acceptance Corporation is a specialized financial services company that provides automobile dealers with financing programs for consumers with impaired or limited credit histories. The company facilitates vehicle ownership by offering indirect lending solutions, enabling dealers to sell to subprime borrowers while providing consumers an opportunity to rebuild their credit profiles through reporting to national agencies.
Competitive position
A leading provider in the deep subprime auto finance market with a long-standing history of servicing high-risk consumer loans.
GeographiesUnited States
Customer segmentsSubprime Borrowers, Automotive Dealerships
Business modelIndirect Lending, Loan Servicing, Asset-backed Financing
SuppliersCapital Markets, Warehouse Credit Facilities, Credit Reporting Agencies
CustomersAutomobile Dealers, Subprime Vehicle Buyers
CountryUnited States of America
Listed1992
Employees2.2K
CEOVinayak R.
SectorFinancial Services
IndustryFinancial - Credit Services
Websitecreditacceptance.com
FilingsSEC EDGAR
FAQ
- What is Credit Acceptance's market cap?
- Credit Acceptance (CACC) has a market capitalization of $6.0B and trades on NASDAQ.
- What is Credit Acceptance's revenue and profitability?
- Credit Acceptance generated $2.3B in trailing twelve-month revenue with net income of $337.1M, representing a net margin of 14.4%, with free cash flow of $1.3B. The latest reported period is Q3 2026.
- Who are Credit Acceptance's competitors?
- Credit Acceptance's key competitors include Ally Financial, Atlanticus Holdings Corporation, Consumer Portfolio Services, and others. These companies compete in similar markets and product categories.
- Who does Credit Acceptance partner with?
- Credit Acceptance's notable partners include FICO, Equifax, Experian, and others.
- Where is Credit Acceptance headquartered?
- Credit Acceptance is headquartered in United States of America and employs approximately 2,232 people. It has been publicly traded since 1992.
