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Credit Acceptance CACC Return on equity

Return on equity at other companies

Ally Financial logo
Ally FinancialALLY
9.4%+7.2pp
Carvana logo
CarvanaCVNA
55.2%+10.8pp
Enova International logo
Enova InternationalENVA
25.1%+5.2pp
Asbury Automotive Group logo
Asbury Automotive GroupABG
14.5%+2.6pp
Penske Automotive Group logo
Penske Automotive GroupPAG
16.5%-3.1pp
Affirm Holdings, Inc. logo
Affirm Holdings, Inc.AFRM
11.5%+9.9pp

Other financials

Income statement

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Revenue$580.0M+1.6%
Net income$135.8M+27.8%
EPS (diluted)$12.40+43.2%

Balance sheet

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Cash & equivalents$551.4M-50.8%
Total equity$1.5B-11.5%
Total assets$8.7B-6.1%

Cash flow

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Operating cash flow$346.8M+0.2%
CapEx$1.3M+333%
Free cash flow$345.5M-0.1%

Valuation

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Market cap$6.06B-26.7%

Profitability

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Net margin19.5%+6.5pp
FCF margin45.3%-7.4pp

Returns & leverage

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Debt / equity

Where this comes from

Calculated from Credit Acceptance’s reported figures.

Based on trailing twelve months.

The official record: Credit Acceptance’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Credit Acceptance's return on equity?
Credit Acceptance (CACC) reported return on equity of 28.1% in Q1 2026.
How has Credit Acceptance's return on equity changed year-over-year?
Credit Acceptance's return on equity increased by 63.1% year-over-year, from 17.2% to 28.1%.
What is the long-term trend for Credit Acceptance's return on equity?
Over 5 years (2020 to 2025), Credit Acceptance's return on equity has grown at a 7.5% compound annual growth rate (CAGR), from 18.1% to 25.9%.
What does return on equity mean?
Trailing-twelve-month net income divided by average shareholders' equity (average of the start and end of the trailing-twelve-month window). Measures the profit generated on each dollar of shareholder capital.