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World Acceptance WRLD Return on equity

Return on equity at other companies

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25.1%+5.2pp
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14.3%-0.8pp
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22.8%-1.8pp
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Ally FinancialALLY
9.4%+7.2pp
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13.1%+0.7pp
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OceanFirst FinancialOCFC
4.1%-1.4pp

Other financials

Income statement

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Revenue$175.9M+7.5%
Net income$35.3M-18.1%
EPS (diluted)$7.44-5.9%

Balance sheet

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Cash & equivalents$6.1M+28.8%
Total debt$74.0M-6.0%
Total equity$351.0M-19.7%
Total assets$1.1B+4.5%

Cash flow

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Operating cash flow$94.6M+4.1%
CapEx$1.1M+28.5%
Free cash flow$93.5M+3.9%

Valuation

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Market cap$903.75M+8.4%
Enterprise value$971.64M+7.1%
P/E26.1×+16.8×
P/S1.5×+0.1×

Profitability

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Net margin5.9%-9.9pp
FCF margin43.7%-0.7pp

Returns & leverage

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Debt / equity0.2×0.0×

Where this comes from

Calculated from World Acceptance’s reported figures.

Based on trailing twelve months.

The official record: World Acceptance’s 10-K, filed June 4, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is World Acceptance's return on equity?
World Acceptance (WRLD) reported return on equity of 8.8% in Q1 2026.
How has World Acceptance's return on equity changed year-over-year?
World Acceptance's return on equity decreased by 57.7% year-over-year, from 20.8% to 8.8%.
What is the long-term trend for World Acceptance's return on equity?
Over 5 years (2021 to 2026), World Acceptance's return on equity has grown at a -16.5% compound annual growth rate (CAGR), from 21.6% to 8.8%.
What does return on equity mean?
Trailing-twelve-month net income divided by average shareholders' equity (average of the start and end of the trailing-twelve-month window). Measures the profit generated on each dollar of shareholder capital.