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World Acceptance WRLD Free cash flow

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Other financials

Income statement

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Revenue$175.9M+7.5%
Net income$35.3M-18.1%
EPS (diluted)$7.44-5.9%

Balance sheet

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Cash & equivalents$6.1M+28.8%
Total debt$74.0M-6.0%
Total equity$351.0M-19.7%
Total assets$1.1B+4.5%

Cash flow

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Operating cash flow$94.6M+4.1%
CapEx$1.1M+28.5%

Valuation

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Market cap$903.75M+8.4%
Enterprise value$971.64M+7.1%
P/E26.1×+16.8×
P/S1.5×+0.1×

Profitability

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Net margin5.9%-9.9pp
FCF margin43.7%-0.7pp

Returns & leverage

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Return on equity8.8%-12.0pp
Debt / equity0.2×0.0×

Where this comes from

Calculated from World Acceptance’s reported figures.

The official record: World Acceptance’s 10-K, filed June 4, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is World Acceptance's free cash flow?
World Acceptance (WRLD) reported free cash flow of $93.49M in Q1 2026.
How has World Acceptance's free cash flow changed year-over-year?
World Acceptance's free cash flow increased by 3.9% year-over-year, from $90.02M to $93.49M.
What is the long-term trend for World Acceptance's free cash flow?
Over 4 years (2022 to 2026), World Acceptance's free cash flow has grown at a -1.0% compound annual growth rate (CAGR), from $266.38M to $255.48M.
What does free cash flow mean?
Free cash flow represents the cash generated by a company after accounting for cash outflows to support operations and maintain or expand its capital asset base. It serves as a critical indicator of a company's ability to fund organic growth, pay down debt, or return capital to shareholders without relying on external financing.