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Free cash flow at other companies

Credit Acceptance logo
Credit AcceptanceCACC
$345.5M-0.1%
International Bancshares logo
International BancsharesIBOC
$116.05M-12.8%
Atlantic Union Bankshares logo
Atlantic Union BanksharesAUB
$120.31M+102%
Ameris Bancorp logo
Ameris BancorpABCB
$249.41M+118%
SoFi Technologies, Inc. logo
SoFi Technologies, Inc.SOFI
Western Alliance Bancorporation logo
Western Alliance BancorporationWAL

Other financials

Income statement

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Revenue$875.1M+17.4%
Gross profit$529.0M+24.1%
Operating income$207.1M+20.5%
Net income$91.1M+24.9%
EPS (diluted)$3.46+28.6%

Balance sheet

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Cash & equivalents$96.1M+73.2%
Total debt$4.9B+28.4%
Total equity$1.4B+17.1%
Total assets$6.9B+26.0%

Cash flow

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Operating cash flow$474.5M+21.3%
CapEx$10.8M-16.5%

Valuation

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Market cap$5.04B+36.4%
Enterprise value$9.81B+31.2%
P/E15.4×-0.4×
P/S1.5×+0.2×

Profitability

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Gross margin58.9%+1.3pp
Operating margin23.6%+1.2pp
Net margin10%+1.6pp
FCF margin56.6%+1.6pp

Returns & leverage

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Return on equity25.1%+5.2pp
Debt / equity3.5×+0.3×

Where this comes from

Calculated from Enova International’s reported figures.

The official record: Enova International’s 10-Q, filed April 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Enova International's free cash flow?
Enova International (ENVA) reported free cash flow of $463.79M in Q1 2026.
How has Enova International's free cash flow changed year-over-year?
Enova International's free cash flow increased by 22.6% year-over-year, from $378.27M to $463.79M.
What is the long-term trend for Enova International's free cash flow?
Over 4 years (2021 to 2025), Enova International's free cash flow has grown at a 41.5% compound annual growth rate (CAGR), from $442.19M to $1.77B.
What does free cash flow mean?
Free cash flow represents the cash generated by a company after accounting for cash outflows to support operations and maintain or expand its capital asset base. It serves as a critical indicator of a company's ability to fund organic growth, pay down debt, or return capital to shareholders without relying on external financing.