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Enova International ENVA Price / earnings

Price / earnings at other companies

Credit AcceptanceCACC

10×-11.4×

SoFi Technologies, Inc.SOFI

35.1×+8.6×

International BancsharesIBOC

10×+0.4×

Atlantic Union BanksharesAUB

14.8×+1.4×

Ameris BancorpABCB

12.2×+1.5×

Western Alliance BancorporationWAL

8.2×-2.3×

Other financials

Income statement

Revenue$875.1M+17.4%

Gross profit$529.0M+24.1%

Operating income$207.1M+20.5%

Net income$91.1M+24.9%

EPS (diluted)$3.46+28.6%

Balance sheet

Cash & equivalents$96.1M+73.2%

Total debt$4.9B+28.4%

Total equity$1.4B+17.1%

Total assets$6.9B+26.0%

Cash flow

Operating cash flow$474.5M+21.3%

CapEx$10.8M-16.5%

Free cash flow$463.8M+22.6%

Valuation

Market cap$5.04B+36.4%

Enterprise value$9.81B+31.2%

P/S1.5×+0.2×

Profitability

Gross margin58.9%+1.3pp

Operating margin23.6%+1.2pp

Net margin10%+1.6pp

FCF margin56.6%+1.6pp

Returns & leverage

Return on equity25.1%+5.2pp

Debt / equity3.5×+0.3×

Where this comes from

Calculated from Enova International’s reported figures.

market cap/net income=10.4×

Based on the most recent quarter.

The official record: Enova International’s 10-Q, filed April 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Enova International's price / earnings?: Enova International (ENVA) reported price / earnings of 10.4× in Q1 2026.
How has Enova International's price / earnings changed year-over-year?: Enova International's price / earnings decreased by 2.3% year-over-year, from 10.6× to 10.4×.
What is the long-term trend for Enova International's price / earnings?: Over 5 years (2020 to 2025), Enova International's price / earnings has grown at a 39.5% compound annual growth rate (CAGR), from 2.4× to 12.6×.
What does price / earnings mean?: Market capitalization at the quarter end divided by trailing-twelve-month net income. The price the market pays for each dollar of trailing earnings.