What is OppFi's price / earnings?

OppFi (OPFI) reported price / earnings of 3.1× in Q1 2026.

How has OppFi's price / earnings changed year-over-year?

OppFi's price / earnings decreased by 86.4% year-over-year, from 22.7× to 3.1×.

What is the long-term trend for OppFi's price / earnings?

Over 4 years (2020 to 2025), OppFi's price / earnings has grown at a 48.3% compound annual growth rate (CAGR), from 2.3× to 11×.

What does price / earnings mean?

Market capitalization at the quarter end divided by trailing-twelve-month net income. The price the market pays for each dollar of trailing earnings.

OppFi OPFI Price / earnings

Price / earnings at other companies

Enova InternationalENVA

10.4×-0.2×

Upstart Holdings, Inc.UPST

49.3×—

Oaktree Specialty LendingOCSL

20×-120×

World AcceptanceWRLD

19.3×+11.1×

Blue Owl Technology Finance Corp.OTF

13.7×—

Q2 HoldingsQTWO

39.9×—

Other financials

Income statement

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Revenue$87.3M-3.9%

Operating income$35.4M-16.8%

Net income$28.4M+350%

EPS (diluted)$0.56+217%

Balance sheet

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Cash & equivalents$99.9M+10.1%

Total debt$10.9M-14.9%

Total equity$75.7M+235%

Total assets$720.0M+12.5%

Cash flow

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Operating cash flow$90.8M+8.4%

CapEx$5.1M+17.2%

Free cash flow$85.6M+7.9%

Valuation

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Market cap$751.46M+123%

Enterprise value$662.47M+156%

P/S2×+1.0×

Profitability

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Operating margin42.2%+4.5pp

Net margin17.5%+14.7pp

FCF margin102.9%+11.8pp

Returns & leverage

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Return on equity134.6%+85.9pp

Debt / equity0.1×-0.4×

Current ratio0.3×—

Where this comes from

Calculated from OppFi’s reported figures.

market cap/net income=3.1×

Based on the most recent quarter.

The official record: OppFi’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OppFi's price / earnings?: OppFi (OPFI) reported price / earnings of 3.1× in Q1 2026.
How has OppFi's price / earnings changed year-over-year?: OppFi's price / earnings decreased by 86.4% year-over-year, from 22.7× to 3.1×.
What is the long-term trend for OppFi's price / earnings?: Over 4 years (2020 to 2025), OppFi's price / earnings has grown at a 48.3% compound annual growth rate (CAGR), from 2.3× to 11×.
What does price / earnings mean?: Market capitalization at the quarter end divided by trailing-twelve-month net income. The price the market pays for each dollar of trailing earnings.