What is OppFi's operating cash flow?

OppFi (OPFI) reported operating cash flow of $90.78M in Q1 2026.

How has OppFi's operating cash flow changed year-over-year?

OppFi's operating cash flow increased by 8.4% year-over-year, from $83.74M to $90.78M.

What is the long-term trend for OppFi's operating cash flow?

Over 4 years (2021 to 2025), OppFi's operating cash flow has grown at a 24.4% compound annual growth rate (CAGR), from $167.35M to $401.31M.

What does operating cash flow mean?

Total cash generated by or used in core business operations — the single most important cash flow metric for assessing business health.

OppFi OPFI Operating Cash Flow

Operating Cash Flow at other companies

Enova InternationalENVA

$474.54M+21.3%

Upstart Holdings, Inc.UPST

-$133.3M-888%

Oaktree Specialty LendingOCSL

$130.69M+111%

World AcceptanceWRLD

$94.6M+4.1%

Blue Owl Technology Finance Corp.OTF

-$197.26M-136%

Q2 HoldingsQTWO

$56.32M+29.4%

Other financials

Income statement

See full

Revenue$87.3M-3.9%

Operating income$35.4M-16.8%

Net income$28.4M+350%

EPS (diluted)$0.56+217%

Balance sheet

See full

Cash & equivalents$99.9M+10.1%

Total debt$10.9M-14.9%

Total equity$75.7M+235%

Total assets$720.0M+12.5%

Cash flow

See full

CapEx$5.1M+17.2%

Free cash flow$85.6M+7.9%

Valuation

See full

Market cap$751.46M+123%

Enterprise value$662.47M+156%

P/E11.4×-22.5×

P/S2×+1.0×

Profitability

See full

Operating margin42.2%+4.5pp

Net margin17.5%+14.7pp

FCF margin102.9%+11.8pp

Returns & leverage

See full

Return on equity134.6%+85.9pp

Debt / equity0.1×-0.4×

Current ratio0.3×—

Where this comes from

Reported directly by OppFi in its filing.

Tagged under the XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities.

The official record: OppFi’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OppFi's operating cash flow?: OppFi (OPFI) reported operating cash flow of $90.78M in Q1 2026.
How has OppFi's operating cash flow changed year-over-year?: OppFi's operating cash flow increased by 8.4% year-over-year, from $83.74M to $90.78M.
What is the long-term trend for OppFi's operating cash flow?: Over 4 years (2021 to 2025), OppFi's operating cash flow has grown at a 24.4% compound annual growth rate (CAGR), from $167.35M to $401.31M.
What does operating cash flow mean?: Total cash generated by or used in core business operations — the single most important cash flow metric for assessing business health.