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OppFi OPFI Free cash flow margin

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Other financials

Income statement

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Revenue$87.3M-3.9%
Operating income$35.4M-16.8%
Net income$28.4M+350%
EPS (diluted)$0.56+217%

Balance sheet

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Cash & equivalents$99.9M+10.1%
Total debt$10.9M-14.9%
Total equity$75.7M+235%
Total assets$720.0M+12.5%

Cash flow

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Operating cash flow$90.8M+8.4%
CapEx$5.1M+17.2%
Free cash flow$85.6M+7.9%

Valuation

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Market cap$833.44M+167%
Enterprise value$744.45M+202%
P/E12.6×-80.2×
P/S2.2×+1.3×

Profitability

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Operating margin42.2%+4.5pp
Net margin17.5%+14.7pp

Returns & leverage

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Return on equity134.6%+85.9pp
Debt / equity0.1×-0.4×
Current ratio0.3×

Where this comes from

Calculated from OppFi’s reported figures.

Based on trailing twelve months.

The source filing: OppFi’s 10-Q, filed May 7, 2026. Open the filing →

Filed
May 7, 2026, 5:23 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001818502-26-000056

FAQ

What is OppFi's free cash flow margin?
OppFi (OPFI) reported free cash flow margin of 102.9% in Q1 2026.
How has OppFi's free cash flow margin changed year-over-year?
OppFi's free cash flow margin increased by 13.0% year-over-year, from 91.1% to 102.9%.
What is the long-term trend for OppFi's free cash flow margin?
Over 4 years (2021 to 2025), OppFi's free cash flow margin has grown at a 14.7% compound annual growth rate (CAGR), from 58% to 100.3%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

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