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OppFi OPFI Free cash flow

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SoFi Technologies, Inc. logo
SoFi Technologies, Inc.SOFI
——

Other financials

Income statement

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Revenue$87.3M-3.9%
Operating income$35.4M-16.8%
Net income$28.4M+350%
EPS (diluted)$0.56+217%

Balance sheet

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Cash & equivalents$99.9M+10.1%
Total debt$10.9M-14.9%
Total equity$75.7M+235%
Total assets$720.0M+12.5%

Cash flow

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Operating cash flow$90.8M+8.4%
CapEx$5.1M+17.2%

Valuation

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Market cap$751.46M+123%
Enterprise value$662.47M+156%
P/E11.4×-22.5×
P/S2×+1.0×

Profitability

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Operating margin42.2%+4.5pp
Net margin17.5%+14.7pp
FCF margin102.9%+11.8pp

Returns & leverage

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Return on equity134.6%+85.9pp
Debt / equity0.1×-0.4×
Current ratio0.3×—

Where this comes from

Calculated from OppFi’s reported figures.

$90.8Mnet cash from operating−$5.1Mcapital expenditures=$85.63M

The official record: OppFi’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OppFi's free cash flow?
OppFi (OPFI) reported free cash flow of $85.63M in Q1 2026.
How has OppFi's free cash flow changed year-over-year?
OppFi's free cash flow increased by 7.9% year-over-year, from $79.35M to $85.63M.
What is the long-term trend for OppFi's free cash flow?
Over 4 years (2021 to 2025), OppFi's free cash flow has grown at a 25.7% compound annual growth rate (CAGR), from $152.97M to $382.19M.
What does free cash flow mean?
Free cash flow represents the cash generated by a company after accounting for cash outflows to support operations and maintain or expand its capital asset base. It serves as a critical indicator of a company's ability to fund organic growth, pay down debt, or return capital to shareholders without relying on external financing.