Free cash flow
SoFi Technologies, Inc. Free cash flow decreased by 125.3% to -$2.38B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 7560.4%, from -$31.10M to -$2.38B. Over 4 years (FY 2021 to FY 2025), Free cash flow shows a downward trend with a 29.8% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
An increase suggests improved operational efficiency or reduced capital intensity, providing more flexibility for capital allocation. A decrease may indicate higher investment in R&D or infrastructure, or potential challenges in converting earnings into cash.
Detailed definition
Free cash flow represents the cash generated by a company after accounting for cash outflows to support operations and m...
Peer comparison
Large-cap medical device and pharmaceutical peers typically maintain strong, positive free cash flow, though levels vary based on the intensity of R&D spending and the lifecycle stage of major product lines.
free_cash_flowHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | -$276.81M | -$208.17M | -$1.25B | -$1.04B | -$967.40M | -$2.90B | -$2.44B | -$2.24B | -$2.11B | -$2.71B | -$282.24M | $706.26M | -$521.08M | -$1.22B | -$242.37M | -$31.10M | -$1.53B | -$1.37B | -$1.06B | -$2.38B |
| QoQ Change | — | +24.8% | -500.5% | +17.1% | +6.7% | -200.2% | +15.9% | +8.4% | +5.9% | -28.9% | +89.6% | +350.2% | -173.8% | -133.5% | +80.1% | +87.2% | <-999% | +10.8% | +22.6% | -125.3% |
| YoY Change | — | — | — | — | -249.5% | <-999% | -95.3% | -115.8% | -117.6% | +6.5% | +88.4% | +131.6% | +75.2% | +55.2% | +14.1% | -104.4% | -193.7% | -12.2% | -336.4% | <-999% |
Free cash flow at Other Companies
Frequently Asked Questions
- What is SoFi Technologies, Inc.'s free cash flow?
- SoFi Technologies, Inc. (SOFI) reported free cash flow of -$2.38B in Q1 2026.
- How has SoFi Technologies, Inc.'s free cash flow changed year-over-year?
- SoFi Technologies, Inc.'s free cash flow decreased by 7560.4% year-over-year, from -$31.10M to -$2.38B.
- What is the long-term trend for SoFi Technologies, Inc.'s free cash flow?
- Over 4 years (2021 to 2025), SoFi Technologies, Inc.'s free cash flow has grown at a 29.8% compound annual growth rate (CAGR), from -$1.40B to -$3.98B.
- What does free cash flow mean?
- The cash remaining after a company pays for its operating expenses and capital investments.