SoFi Technologies, Inc. SOFI Gross margin

Gross margin at other companies

Gen Digital Inc.GEN

78.5%-1.8pp

MarqetaMQ

70%+0.6pp

Chime Financial, Inc. Class A Common StockCHYM

88.4%+0.6pp

LPR

LPROLPRO

77.2%—

FAQ

What is SoFi Technologies, Inc.'s gross margin?

SoFi Technologies, Inc. (SOFI) reported gross margin of 83.6% in Q1 2026.

How has SoFi Technologies, Inc.'s gross margin changed year-over-year?

SoFi Technologies, Inc.'s gross margin increased by 1.7% year-over-year, from 82.3% to 83.6%.

What is the long-term trend for SoFi Technologies, Inc.'s gross margin?

Over 5 years (2020 to 2025), SoFi Technologies, Inc.'s gross margin has grown at a 4.0% compound annual growth rate (CAGR), from 68.4% to 83.1%.

What does gross margin mean?

Gross profit (revenue minus cost of revenue) as a percentage of revenue, on a trailing-twelve-month basis. Measures how much of each sales dollar survives the direct cost of producing the goods or services sold.