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Net margin at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
31.5%-1.5pp
Robinhood Markets, Inc. logo
Robinhood Markets, Inc.HOOD
41.1%-7.7pp
Rocket Companies logo
Rocket CompaniesRKT
-1.8%-2.4pp
Affirm Holdings, Inc. logo
Affirm Holdings, Inc.AFRM
9.6%+8.2pp
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
25.5%+1.0pp
Huntington Bancshares logo
Huntington BancsharesHBAN
25%-2.1pp

Other financials

Income statement

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Revenue$1.1B+42.6%
Gross profit$929.2M+46.1%
Net income$166.7M+134%
EPS (diluted)$0.12+100%

Balance sheet

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Cash & equivalents$3.8B+38.5%
Total debt$1.9B-39.0%
Total equity$10.8B+61.9%
Total assets$53.7B+42.3%

Cash flow

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Operating cash flow-$2.3B-10,866%
CapEx$67.6M+28.4%
Free cash flow-$2.4B-7,560%

Valuation

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Market cap$22.35B+58.8%
Enterprise value$20.5B+39.7%
P/E38.7×+9.5×
P/S5.7×+0.6×

Profitability

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Gross margin83.6%+1.4pp

Returns & leverage

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Return on equity6.6%-1.1pp
Debt / equity0.2×-0.3×
Current ratio0.2×

Where this comes from

Calculated from SoFi Technologies, Inc.’s reported figures.

Based on trailing twelve months.

The official record: SoFi Technologies, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SoFi Technologies, Inc.'s net margin?
SoFi Technologies, Inc. (SOFI) reported net margin of 14.6% in Q1 2026.
How has SoFi Technologies, Inc.'s net margin changed year-over-year?
SoFi Technologies, Inc.'s net margin decreased by 14.9% year-over-year, from 17.2% to 14.6%.
What does net margin mean?
The share of every sales dollar that becomes bottom-line profit.
How do you interpret net margin?
Higher is better, but net margin mixes operating performance with financing and tax effects and one-off items — read it alongside operating margin to separate the operating story from the rest.
How does net margin compare across companies?
Comparable across peers but sensitive to leverage and tax structure; two operationally identical firms can show different net margins purely from financing.