What is SoFi Technologies, Inc.'s market cap?

SoFi Technologies, Inc. (SOFI) has a market capitalization of $22.7B and trades on NASDAQ.

What is SoFi Technologies, Inc.'s revenue and profitability?

SoFi Technologies, Inc. generated $3.9B in trailing twelve-month revenue with net income of $576.9M, representing a net margin of 14.6%. Gross margin stands at 83.6%, with free cash flow of -$6.3B. These figures are based on the Q1 2026 filing.

Who are SoFi Technologies, Inc.'s competitors?

SoFi Technologies, Inc.'s key competitors include Affirm Holdings, Inc., JPMorgan Chase & Co., Robinhood Markets, Inc., and others. These companies compete in similar markets and product categories.

Who does SoFi Technologies, Inc. partner with?

SoFi Technologies, Inc.'s notable partners include Fannie Mae, Freddie Mac.

What subsidiaries does SoFi Technologies, Inc. have?

SoFi Technologies, Inc.'s subsidiaries include SoFi Bank, N.A., SoFi Securities LLC, SoFi Digital Assets, LLC, and others.

Where is SoFi Technologies, Inc. headquartered?

SoFi Technologies, Inc. is headquartered in United States of America and employs approximately 4,400 people. It has been publicly traded since 2021.

SoFi Technologies, Inc.

SOFI

SoFi Technologies, Inc. is a mission-driven financial services company that operates a comprehensive digital platform designed to help members borrow, save, spend, invest, and protect their money.

Market cap

$22.74B+10.8%

Revenue$3.9B+40.7%

Net income$576.9M+19.8%

Free cash flow-$6.3B-215%

EPS (diluted)$0.45+4.7%

Trailing twelve months · change vs. prior year

Table of contents

Earnings

Q1 2026 report

April 29, 2026

Revenue$1.1BBeat by $39.5M EPS$0.12In line

Read the full report

Next report

Jul 29, 2026 (In 2 weeks)

Revenue estimate$1.1B

EPS estimate$0.11

Financials

Q1 2026

Income statement

See full

Revenue$1.1B+42.6%

Gross profit$929.2M+46.1%

Net income$166.7M+134%

EPS (diluted)$0.12+100%

Balance sheet

See full

Cash & equivalents$3.8B+38.5%

Total debt$1.9B-39.0%

Total equity$10.8B+61.9%

Total assets$53.7B+42.2%

Cash flow

See full

Operating cash flow-$2.3B-10,866%

CapEx$67.6M+28.4%

Free cash flow-$2.4B-7,560%

Valuation & ratios

Valuation

See full

Market cap$22.74B+10.8%

Enterprise value$20.9B-4.3%

P/E39.4×+2.9×

P/S5.8×-0.9×

Profitability

See full

Gross margin83.6%+1.4pp

Net margin14.6%-2.6pp

FCF margin-160.7%-834pp

Returns & leverage

See full

Return on equity6.6%-1.1pp

Debt / equity0.2×-0.3×

Segments

By product

See full

Technology services$48.8M-43.3%

Interchange$35.2M+54.3%

Referrals, loan platform business$19.3M-2.1%

Brokerage$15.1M+116%

Other$6.0M+245%

By segment

See full

Lending$642.4M+55.4%

Financial Services$80.2M+49.1%

Technology Platform$49.3M-43.0%

Competitors

By market cap

JPMorgan Chase$885.90B+7.7%

Robinhood Markets, Inc.$102.23B+22.7%

Affirm Holdings, Inc.$27.2B+22.0%

SoFi Technologies, Inc.$22.7B+10.8%

The Bancorp$2.6B-4.6%

Marqeta$1.6B-41.7%

FS Bancorp, Inc.$316.5M-4.3%

Sound Financial Bancorp$102.4M-9.1%

By revenue growth

Robinhood Markets, Inc.+41.5%

SoFi Technologies, Inc.+40.7%

Affirm Holdings, Inc.+32.1%

Marqeta+23.4%

The Bancorp+17.8%

Sound Financial Bancorp+9.4%

JPMorgan Chase+3.3%

By net margin

Robinhood Markets, Inc.41.12%-7.7pp

The Bancorp33.5%-3.8pp

JPMorgan Chase31.5%-1.5pp

FS Bancorp, Inc.24.39%—

Sound Financial Bancorp19.07%+5.2pp

SoFi Technologies, Inc.14.64%-2.6pp

Affirm Holdings, Inc.9.63%+11.7pp

Marqeta0.333%-8.4pp

Profile

SoFi Technologies, Inc. is a mission-driven financial services company that operates a comprehensive digital platform designed to help members borrow, save, spend, invest, and protect their money. The company utilizes a vertically integrated 'Financial Services Productivity Loop' strategy to lower member acquisition costs and increase lifetime value by offering a one-stop-shop for diverse financial needs. Through its national bank charter and proprietary technology platforms, SoFi provides both consumer-facing financial products and enterprise-grade infrastructure solutions.

Competitive position

A leading digital-first financial platform that differentiates itself through a vertically integrated bank charter and a proprietary technology stack that serves both consumers and other financial institutions.

GeographiesUnited States, Latin America, Canada, Switzerland, Hong Kong

Customer segmentsRetail consumers, Financial institutions, Enterprise employees

Business modelB2C, B2B, SaaS, Marketplace, Transaction-based

SuppliersWarehouse financing providers, GSEs (Fannie Mae, Freddie Mac), Third-party custodians, Asset management partners

CustomersRetail members, Institutional loan buyers, Enterprise technology clients, Small business owners

CountryUnited States of America

Listed2021

Employees4.4K

CEOAnthony J. Noto

SectorFinancial Services

IndustryFinancial - Credit Services

Websitesofi.com

FilingsSEC EDGAR

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Questions, answered.

What is SoFi Technologies, Inc.'s market cap?: SoFi Technologies, Inc. (SOFI) has a market capitalization of $22.7B and trades on NASDAQ.
What is SoFi Technologies, Inc.'s revenue and profitability?: SoFi Technologies, Inc. generated $3.9B in trailing twelve-month revenue with net income of $576.9M, representing a net margin of 14.6%. Gross margin stands at 83.6%, with free cash flow of -$6.3B. These figures are based on the Q1 2026 filing.
Who are SoFi Technologies, Inc.'s competitors?: SoFi Technologies, Inc.'s key competitors include Affirm Holdings, Inc., JPMorgan Chase & Co., Robinhood Markets, Inc., and others. These companies compete in similar markets and product categories.
Who does SoFi Technologies, Inc. partner with?: SoFi Technologies, Inc.'s notable partners include Fannie Mae, Freddie Mac.
What subsidiaries does SoFi Technologies, Inc. have?: SoFi Technologies, Inc.'s subsidiaries include SoFi Bank, N.A., SoFi Securities LLC, SoFi Digital Assets, LLC, and others.
Where is SoFi Technologies, Inc. headquartered?: SoFi Technologies, Inc. is headquartered in United States of America and employs approximately 4,400 people. It has been publicly traded since 2021.